LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,349
−HK$5,226/mo
▼ 0.25% · 3.875%
HK$85,941
−HK$2,634/mo
Today · 4.125%
HK$88,575
baseline
▲ 0.50% · 4.625%
HK$93,965
+HK$5,390/mo
Deposit HK$18.28M · loan HK$18.28M · min. income ≈ HK$177,150/mo (50% DSR)
Upfront cash ≈ HK$19.83M (deposit + AVD stamp duty HK$1,553,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,725
−HK$5,009/mo
▼ 0.25% · 3.875%
HK$95,212
−HK$2,522/mo
Today · 4.125%
HK$97,734
baseline
▲ 0.50% · 4.625%
HK$102,886
+HK$5,152/mo
Deposit HK$18.28M · loan HK$18.28M · min. income ≈ HK$195,468/mo (50% DSR)
Upfront cash ≈ HK$19.83M (deposit + AVD stamp duty HK$1,553,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,019
−HK$6,272/mo
▼ 0.25% · 3.875%
HK$103,130
−HK$3,161/mo
Today · 4.125%
HK$106,291
baseline
▲ 0.50% · 4.625%
HK$112,758
+HK$6,467/mo
Deposit HK$14.62M · loan HK$21.93M · min. income ≈ HK$212,582/mo (50% DSR)
Upfront cash ≈ HK$16.17M (deposit + AVD stamp duty HK$1,553,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,270
−HK$6,011/mo
▼ 0.25% · 3.875%
HK$114,254
−HK$3,027/mo
Today · 4.125%
HK$117,281
baseline
▲ 0.50% · 4.625%
HK$123,463
+HK$6,182/mo
Deposit HK$14.62M · loan HK$21.93M · min. income ≈ HK$234,562/mo (50% DSR)
Upfront cash ≈ HK$16.17M (deposit + AVD stamp duty HK$1,553,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,688
−HK$7,318/mo
▼ 0.25% · 3.875%
HK$120,318
−HK$3,688/mo
Today · 4.125%
HK$124,006
baseline
▲ 0.50% · 4.625%
HK$131,551
+HK$7,545/mo
Deposit HK$10.97M · loan HK$25.59M · min. income ≈ HK$248,012/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$1,553,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,815
−HK$7,013/mo
▼ 0.25% · 3.875%
HK$133,296
−HK$3,532/mo
Today · 4.125%
HK$136,828
baseline
▲ 0.50% · 4.625%
HK$144,040
+HK$7,212/mo
Deposit HK$10.97M · loan HK$25.59M · min. income ≈ HK$273,656/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$1,553,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,028
−HK$9,408/mo
▼ 0.25% · 3.875%
HK$154,695
−HK$4,741/mo
Today · 4.125%
HK$159,436
baseline
▲ 0.50% · 4.625%
HK$169,137
+HK$9,701/mo
Deposit HK$3.66M · loan HK$32.90M · min. income ≈ HK$318,872/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$1,553,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,904
−HK$9,018/mo
▼ 0.25% · 3.875%
HK$171,381
−HK$4,541/mo
Today · 4.125%
HK$175,922
baseline
▲ 0.50% · 4.625%
HK$185,195
+HK$9,273/mo
Deposit HK$3.66M · loan HK$32.90M · min. income ≈ HK$351,844/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$1,553,476 · Scale 2, in force from 26 Feb 2026)