LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,353
−HK$5,227/mo
▼ 0.25% · 3.875%
HK$85,946
−HK$2,634/mo
Today · 4.125%
HK$88,580
baseline
▲ 0.50% · 4.625%
HK$93,970
+HK$5,390/mo
Deposit HK$18.28M · loan HK$18.28M · min. income ≈ HK$177,160/mo (50% DSR)
Upfront cash ≈ HK$19.83M (deposit + AVD stamp duty HK$1,553,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,729
−HK$5,010/mo
▼ 0.25% · 3.875%
HK$95,216
−HK$2,523/mo
Today · 4.125%
HK$97,739
baseline
▲ 0.50% · 4.625%
HK$102,891
+HK$5,152/mo
Deposit HK$18.28M · loan HK$18.28M · min. income ≈ HK$195,478/mo (50% DSR)
Upfront cash ≈ HK$19.83M (deposit + AVD stamp duty HK$1,553,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,023
−HK$6,273/mo
▼ 0.25% · 3.875%
HK$103,135
−HK$3,161/mo
Today · 4.125%
HK$106,296
baseline
▲ 0.50% · 4.625%
HK$112,764
+HK$6,468/mo
Deposit HK$14.62M · loan HK$21.93M · min. income ≈ HK$212,592/mo (50% DSR)
Upfront cash ≈ HK$16.18M (deposit + AVD stamp duty HK$1,553,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,275
−HK$6,012/mo
▼ 0.25% · 3.875%
HK$114,259
−HK$3,028/mo
Today · 4.125%
HK$117,287
baseline
▲ 0.50% · 4.625%
HK$123,469
+HK$6,182/mo
Deposit HK$14.62M · loan HK$21.93M · min. income ≈ HK$234,574/mo (50% DSR)
Upfront cash ≈ HK$16.18M (deposit + AVD stamp duty HK$1,553,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,694
−HK$7,318/mo
▼ 0.25% · 3.875%
HK$120,324
−HK$3,688/mo
Today · 4.125%
HK$124,012
baseline
▲ 0.50% · 4.625%
HK$131,557
+HK$7,545/mo
Deposit HK$10.97M · loan HK$25.59M · min. income ≈ HK$248,024/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$1,553,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,821
−HK$7,014/mo
▼ 0.25% · 3.875%
HK$133,302
−HK$3,533/mo
Today · 4.125%
HK$136,835
baseline
▲ 0.50% · 4.625%
HK$144,047
+HK$7,212/mo
Deposit HK$10.97M · loan HK$25.59M · min. income ≈ HK$273,670/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$1,553,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,035
−HK$9,408/mo
▼ 0.25% · 3.875%
HK$154,702
−HK$4,741/mo
Today · 4.125%
HK$159,443
baseline
▲ 0.50% · 4.625%
HK$169,145
+HK$9,702/mo
Deposit HK$3.66M · loan HK$32.90M · min. income ≈ HK$318,886/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$1,553,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,912
−HK$9,018/mo
▼ 0.25% · 3.875%
HK$171,389
−HK$4,541/mo
Today · 4.125%
HK$175,930
baseline
▲ 0.50% · 4.625%
HK$185,204
+HK$9,274/mo
Deposit HK$3.66M · loan HK$32.90M · min. income ≈ HK$351,860/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$1,553,551 · Scale 2, in force from 26 Feb 2026)