LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,354
−HK$5,227/mo
▼ 0.25% · 3.875%
HK$85,946
−HK$2,635/mo
Today · 4.125%
HK$88,581
baseline
▲ 0.50% · 4.625%
HK$93,970
+HK$5,389/mo
Deposit HK$18.28M · loan HK$18.28M · min. income ≈ HK$177,162/mo (50% DSR)
Upfront cash ≈ HK$19.83M (deposit + AVD stamp duty HK$1,553,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,730
−HK$5,010/mo
▼ 0.25% · 3.875%
HK$95,217
−HK$2,523/mo
Today · 4.125%
HK$97,740
baseline
▲ 0.50% · 4.625%
HK$102,892
+HK$5,152/mo
Deposit HK$18.28M · loan HK$18.28M · min. income ≈ HK$195,480/mo (50% DSR)
Upfront cash ≈ HK$19.83M (deposit + AVD stamp duty HK$1,553,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,024
−HK$6,273/mo
▼ 0.25% · 3.875%
HK$103,136
−HK$3,161/mo
Today · 4.125%
HK$106,297
baseline
▲ 0.50% · 4.625%
HK$112,765
+HK$6,468/mo
Deposit HK$14.62M · loan HK$21.93M · min. income ≈ HK$212,594/mo (50% DSR)
Upfront cash ≈ HK$16.18M (deposit + AVD stamp duty HK$1,553,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,276
−HK$6,012/mo
▼ 0.25% · 3.875%
HK$114,260
−HK$3,028/mo
Today · 4.125%
HK$117,288
baseline
▲ 0.50% · 4.625%
HK$123,470
+HK$6,182/mo
Deposit HK$14.62M · loan HK$21.93M · min. income ≈ HK$234,576/mo (50% DSR)
Upfront cash ≈ HK$16.18M (deposit + AVD stamp duty HK$1,553,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,695
−HK$7,318/mo
▼ 0.25% · 3.875%
HK$120,325
−HK$3,688/mo
Today · 4.125%
HK$124,013
baseline
▲ 0.50% · 4.625%
HK$131,559
+HK$7,546/mo
Deposit HK$10.97M · loan HK$25.59M · min. income ≈ HK$248,026/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$1,553,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,822
−HK$7,014/mo
▼ 0.25% · 3.875%
HK$133,304
−HK$3,532/mo
Today · 4.125%
HK$136,836
baseline
▲ 0.50% · 4.625%
HK$144,049
+HK$7,213/mo
Deposit HK$10.97M · loan HK$25.59M · min. income ≈ HK$273,672/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$1,553,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,036
−HK$9,409/mo
▼ 0.25% · 3.875%
HK$154,703
−HK$4,742/mo
Today · 4.125%
HK$159,445
baseline
▲ 0.50% · 4.625%
HK$169,147
+HK$9,702/mo
Deposit HK$3.66M · loan HK$32.90M · min. income ≈ HK$318,890/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$1,553,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,914
−HK$9,018/mo
▼ 0.25% · 3.875%
HK$171,391
−HK$4,541/mo
Today · 4.125%
HK$175,932
baseline
▲ 0.50% · 4.625%
HK$185,205
+HK$9,273/mo
Deposit HK$3.66M · loan HK$32.90M · min. income ≈ HK$351,864/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$1,553,565 · Scale 2, in force from 26 Feb 2026)