LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,359
−HK$5,227/mo
▼ 0.25% · 3.875%
HK$85,952
−HK$2,634/mo
Today · 4.125%
HK$88,586
baseline
▲ 0.50% · 4.625%
HK$93,977
+HK$5,391/mo
Deposit HK$18.28M · loan HK$18.28M · min. income ≈ HK$177,172/mo (50% DSR)
Upfront cash ≈ HK$19.83M (deposit + AVD stamp duty HK$1,553,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,736
−HK$5,010/mo
▼ 0.25% · 3.875%
HK$95,223
−HK$2,523/mo
Today · 4.125%
HK$97,746
baseline
▲ 0.50% · 4.625%
HK$102,899
+HK$5,153/mo
Deposit HK$18.28M · loan HK$18.28M · min. income ≈ HK$195,492/mo (50% DSR)
Upfront cash ≈ HK$19.83M (deposit + AVD stamp duty HK$1,553,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,031
−HK$6,273/mo
▼ 0.25% · 3.875%
HK$103,142
−HK$3,162/mo
Today · 4.125%
HK$106,304
baseline
▲ 0.50% · 4.625%
HK$112,772
+HK$6,468/mo
Deposit HK$14.62M · loan HK$21.93M · min. income ≈ HK$212,608/mo (50% DSR)
Upfront cash ≈ HK$16.18M (deposit + AVD stamp duty HK$1,553,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,283
−HK$6,013/mo
▼ 0.25% · 3.875%
HK$114,268
−HK$3,028/mo
Today · 4.125%
HK$117,296
baseline
▲ 0.50% · 4.625%
HK$123,478
+HK$6,182/mo
Deposit HK$14.62M · loan HK$21.93M · min. income ≈ HK$234,592/mo (50% DSR)
Upfront cash ≈ HK$16.18M (deposit + AVD stamp duty HK$1,553,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,703
−HK$7,318/mo
▼ 0.25% · 3.875%
HK$120,333
−HK$3,688/mo
Today · 4.125%
HK$124,021
baseline
▲ 0.50% · 4.625%
HK$131,567
+HK$7,546/mo
Deposit HK$10.97M · loan HK$25.59M · min. income ≈ HK$248,042/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$1,553,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,830
−HK$7,015/mo
▼ 0.25% · 3.875%
HK$133,312
−HK$3,533/mo
Today · 4.125%
HK$136,845
baseline
▲ 0.50% · 4.625%
HK$144,058
+HK$7,213/mo
Deposit HK$10.97M · loan HK$25.59M · min. income ≈ HK$273,690/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$1,553,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,046
−HK$9,409/mo
▼ 0.25% · 3.875%
HK$154,713
−HK$4,742/mo
Today · 4.125%
HK$159,455
baseline
▲ 0.50% · 4.625%
HK$169,158
+HK$9,703/mo
Deposit HK$3.66M · loan HK$32.90M · min. income ≈ HK$318,910/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$1,553,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,925
−HK$9,018/mo
▼ 0.25% · 3.875%
HK$171,402
−HK$4,541/mo
Today · 4.125%
HK$175,943
baseline
▲ 0.50% · 4.625%
HK$185,217
+HK$9,274/mo
Deposit HK$3.66M · loan HK$32.90M · min. income ≈ HK$351,886/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$1,553,666 · Scale 2, in force from 26 Feb 2026)