LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,364
−HK$5,228/mo
▼ 0.25% · 3.875%
HK$85,957
−HK$2,635/mo
Today · 4.125%
HK$88,592
baseline
▲ 0.50% · 4.625%
HK$93,983
+HK$5,391/mo
Deposit HK$18.28M · loan HK$18.28M · min. income ≈ HK$177,184/mo (50% DSR)
Upfront cash ≈ HK$19.83M (deposit + AVD stamp duty HK$1,553,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,742
−HK$5,010/mo
▼ 0.25% · 3.875%
HK$95,229
−HK$2,523/mo
Today · 4.125%
HK$97,752
baseline
▲ 0.50% · 4.625%
HK$102,905
+HK$5,153/mo
Deposit HK$18.28M · loan HK$18.28M · min. income ≈ HK$195,504/mo (50% DSR)
Upfront cash ≈ HK$19.83M (deposit + AVD stamp duty HK$1,553,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,037
−HK$6,273/mo
▼ 0.25% · 3.875%
HK$103,149
−HK$3,161/mo
Today · 4.125%
HK$106,310
baseline
▲ 0.50% · 4.625%
HK$112,779
+HK$6,469/mo
Deposit HK$14.62M · loan HK$21.94M · min. income ≈ HK$212,620/mo (50% DSR)
Upfront cash ≈ HK$16.18M (deposit + AVD stamp duty HK$1,553,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,290
−HK$6,013/mo
▼ 0.25% · 3.875%
HK$114,275
−HK$3,028/mo
Today · 4.125%
HK$117,303
baseline
▲ 0.50% · 4.625%
HK$123,486
+HK$6,183/mo
Deposit HK$14.62M · loan HK$21.94M · min. income ≈ HK$234,606/mo (50% DSR)
Upfront cash ≈ HK$16.18M (deposit + AVD stamp duty HK$1,553,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,710
−HK$7,319/mo
▼ 0.25% · 3.875%
HK$120,340
−HK$3,689/mo
Today · 4.125%
HK$124,029
baseline
▲ 0.50% · 4.625%
HK$131,576
+HK$7,547/mo
Deposit HK$10.97M · loan HK$25.59M · min. income ≈ HK$248,058/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$1,553,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,839
−HK$7,014/mo
▼ 0.25% · 3.875%
HK$133,321
−HK$3,532/mo
Today · 4.125%
HK$136,853
baseline
▲ 0.50% · 4.625%
HK$144,067
+HK$7,214/mo
Deposit HK$10.97M · loan HK$25.59M · min. income ≈ HK$273,706/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$1,553,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,056
−HK$9,409/mo
▼ 0.25% · 3.875%
HK$154,723
−HK$4,742/mo
Today · 4.125%
HK$159,465
baseline
▲ 0.50% · 4.625%
HK$169,169
+HK$9,704/mo
Deposit HK$3.66M · loan HK$32.90M · min. income ≈ HK$318,930/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$1,553,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,935
−HK$9,019/mo
▼ 0.25% · 3.875%
HK$171,413
−HK$4,541/mo
Today · 4.125%
HK$175,954
baseline
▲ 0.50% · 4.625%
HK$185,229
+HK$9,275/mo
Deposit HK$3.66M · loan HK$32.90M · min. income ≈ HK$351,908/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$1,553,765 · Scale 2, in force from 26 Feb 2026)