LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,373
−HK$5,228/mo
▼ 0.25% · 3.875%
HK$85,966
−HK$2,635/mo
Today · 4.125%
HK$88,601
baseline
▲ 0.50% · 4.625%
HK$93,992
+HK$5,391/mo
Deposit HK$18.28M · loan HK$18.28M · min. income ≈ HK$177,202/mo (50% DSR)
Upfront cash ≈ HK$19.84M (deposit + AVD stamp duty HK$1,553,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,751
−HK$5,011/mo
▼ 0.25% · 3.875%
HK$95,239
−HK$2,523/mo
Today · 4.125%
HK$97,762
baseline
▲ 0.50% · 4.625%
HK$102,915
+HK$5,153/mo
Deposit HK$18.28M · loan HK$18.28M · min. income ≈ HK$195,524/mo (50% DSR)
Upfront cash ≈ HK$19.84M (deposit + AVD stamp duty HK$1,553,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,047
−HK$6,274/mo
▼ 0.25% · 3.875%
HK$103,159
−HK$3,162/mo
Today · 4.125%
HK$106,321
baseline
▲ 0.50% · 4.625%
HK$112,790
+HK$6,469/mo
Deposit HK$14.63M · loan HK$21.94M · min. income ≈ HK$212,642/mo (50% DSR)
Upfront cash ≈ HK$16.18M (deposit + AVD stamp duty HK$1,553,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,301
−HK$6,014/mo
▼ 0.25% · 3.875%
HK$114,286
−HK$3,029/mo
Today · 4.125%
HK$117,315
baseline
▲ 0.50% · 4.625%
HK$123,498
+HK$6,183/mo
Deposit HK$14.63M · loan HK$21.94M · min. income ≈ HK$234,630/mo (50% DSR)
Upfront cash ≈ HK$16.18M (deposit + AVD stamp duty HK$1,553,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,722
−HK$7,319/mo
▼ 0.25% · 3.875%
HK$120,352
−HK$3,689/mo
Today · 4.125%
HK$124,041
baseline
▲ 0.50% · 4.625%
HK$131,589
+HK$7,548/mo
Deposit HK$10.97M · loan HK$25.59M · min. income ≈ HK$248,082/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$1,553,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,852
−HK$7,015/mo
▼ 0.25% · 3.875%
HK$133,334
−HK$3,533/mo
Today · 4.125%
HK$136,867
baseline
▲ 0.50% · 4.625%
HK$144,081
+HK$7,214/mo
Deposit HK$10.97M · loan HK$25.59M · min. income ≈ HK$273,734/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$1,553,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,071
−HK$9,410/mo
▼ 0.25% · 3.875%
HK$154,739
−HK$4,742/mo
Today · 4.125%
HK$159,481
baseline
▲ 0.50% · 4.625%
HK$169,185
+HK$9,704/mo
Deposit HK$3.66M · loan HK$32.91M · min. income ≈ HK$318,962/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$1,553,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,952
−HK$9,020/mo
▼ 0.25% · 3.875%
HK$171,430
−HK$4,542/mo
Today · 4.125%
HK$175,972
baseline
▲ 0.50% · 4.625%
HK$185,248
+HK$9,276/mo
Deposit HK$3.66M · loan HK$32.91M · min. income ≈ HK$351,944/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$1,553,919 · Scale 2, in force from 26 Feb 2026)