LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,379
−HK$5,228/mo
▼ 0.25% · 3.875%
HK$85,972
−HK$2,635/mo
Today · 4.125%
HK$88,607
baseline
▲ 0.50% · 4.625%
HK$93,999
+HK$5,392/mo
Deposit HK$18.28M · loan HK$18.28M · min. income ≈ HK$177,214/mo (50% DSR)
Upfront cash ≈ HK$19.84M (deposit + AVD stamp duty HK$1,554,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,758
−HK$5,012/mo
▼ 0.25% · 3.875%
HK$95,246
−HK$2,524/mo
Today · 4.125%
HK$97,770
baseline
▲ 0.50% · 4.625%
HK$102,923
+HK$5,153/mo
Deposit HK$18.28M · loan HK$18.28M · min. income ≈ HK$195,540/mo (50% DSR)
Upfront cash ≈ HK$19.84M (deposit + AVD stamp duty HK$1,554,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,055
−HK$6,274/mo
▼ 0.25% · 3.875%
HK$103,167
−HK$3,162/mo
Today · 4.125%
HK$106,329
baseline
▲ 0.50% · 4.625%
HK$112,799
+HK$6,470/mo
Deposit HK$14.63M · loan HK$21.94M · min. income ≈ HK$212,658/mo (50% DSR)
Upfront cash ≈ HK$16.18M (deposit + AVD stamp duty HK$1,554,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,310
−HK$6,013/mo
▼ 0.25% · 3.875%
HK$114,295
−HK$3,028/mo
Today · 4.125%
HK$117,323
baseline
▲ 0.50% · 4.625%
HK$123,508
+HK$6,185/mo
Deposit HK$14.63M · loan HK$21.94M · min. income ≈ HK$234,646/mo (50% DSR)
Upfront cash ≈ HK$16.18M (deposit + AVD stamp duty HK$1,554,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,730
−HK$7,320/mo
▼ 0.25% · 3.875%
HK$120,361
−HK$3,689/mo
Today · 4.125%
HK$124,050
baseline
▲ 0.50% · 4.625%
HK$131,599
+HK$7,549/mo
Deposit HK$10.97M · loan HK$25.60M · min. income ≈ HK$248,100/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$1,554,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,861
−HK$7,016/mo
▼ 0.25% · 3.875%
HK$133,344
−HK$3,533/mo
Today · 4.125%
HK$136,877
baseline
▲ 0.50% · 4.625%
HK$144,092
+HK$7,215/mo
Deposit HK$10.97M · loan HK$25.60M · min. income ≈ HK$273,754/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$1,554,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,082
−HK$9,411/mo
▼ 0.25% · 3.875%
HK$154,750
−HK$4,743/mo
Today · 4.125%
HK$159,493
baseline
▲ 0.50% · 4.625%
HK$169,198
+HK$9,705/mo
Deposit HK$3.66M · loan HK$32.91M · min. income ≈ HK$318,986/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$1,554,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,965
−HK$9,020/mo
▼ 0.25% · 3.875%
HK$171,442
−HK$4,543/mo
Today · 4.125%
HK$175,985
baseline
▲ 0.50% · 4.625%
HK$185,262
+HK$9,277/mo
Deposit HK$3.66M · loan HK$32.91M · min. income ≈ HK$351,970/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$1,554,036 · Scale 2, in force from 26 Feb 2026)