LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,385
−HK$5,229/mo
▼ 0.25% · 3.875%
HK$85,978
−HK$2,636/mo
Today · 4.125%
HK$88,614
baseline
▲ 0.50% · 4.625%
HK$94,006
+HK$5,392/mo
Deposit HK$18.28M · loan HK$18.28M · min. income ≈ HK$177,228/mo (50% DSR)
Upfront cash ≈ HK$19.84M (deposit + AVD stamp duty HK$1,554,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,765
−HK$5,011/mo
▼ 0.25% · 3.875%
HK$95,252
−HK$2,524/mo
Today · 4.125%
HK$97,776
baseline
▲ 0.50% · 4.625%
HK$102,930
+HK$5,154/mo
Deposit HK$18.28M · loan HK$18.28M · min. income ≈ HK$195,552/mo (50% DSR)
Upfront cash ≈ HK$19.84M (deposit + AVD stamp duty HK$1,554,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,062
−HK$6,274/mo
▼ 0.25% · 3.875%
HK$103,174
−HK$3,162/mo
Today · 4.125%
HK$106,336
baseline
▲ 0.50% · 4.625%
HK$112,807
+HK$6,471/mo
Deposit HK$14.63M · loan HK$21.94M · min. income ≈ HK$212,672/mo (50% DSR)
Upfront cash ≈ HK$16.18M (deposit + AVD stamp duty HK$1,554,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,318
−HK$6,014/mo
▼ 0.25% · 3.875%
HK$114,303
−HK$3,029/mo
Today · 4.125%
HK$117,332
baseline
▲ 0.50% · 4.625%
HK$123,516
+HK$6,184/mo
Deposit HK$14.63M · loan HK$21.94M · min. income ≈ HK$234,664/mo (50% DSR)
Upfront cash ≈ HK$16.18M (deposit + AVD stamp duty HK$1,554,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,739
−HK$7,320/mo
▼ 0.25% · 3.875%
HK$120,370
−HK$3,689/mo
Today · 4.125%
HK$124,059
baseline
▲ 0.50% · 4.625%
HK$131,608
+HK$7,549/mo
Deposit HK$10.97M · loan HK$25.60M · min. income ≈ HK$248,118/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$1,554,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,870
−HK$7,017/mo
▼ 0.25% · 3.875%
HK$133,353
−HK$3,534/mo
Today · 4.125%
HK$136,887
baseline
▲ 0.50% · 4.625%
HK$144,102
+HK$7,215/mo
Deposit HK$10.97M · loan HK$25.60M · min. income ≈ HK$273,774/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$1,554,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,092
−HK$9,412/mo
▼ 0.25% · 3.875%
HK$154,761
−HK$4,743/mo
Today · 4.125%
HK$159,504
baseline
▲ 0.50% · 4.625%
HK$169,210
+HK$9,706/mo
Deposit HK$3.66M · loan HK$32.91M · min. income ≈ HK$319,008/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$1,554,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,976
−HK$9,021/mo
▼ 0.25% · 3.875%
HK$171,454
−HK$4,543/mo
Today · 4.125%
HK$175,997
baseline
▲ 0.50% · 4.625%
HK$185,275
+HK$9,278/mo
Deposit HK$3.66M · loan HK$32.91M · min. income ≈ HK$351,994/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$1,554,145 · Scale 2, in force from 26 Feb 2026)