LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,390
−HK$5,230/mo
▼ 0.25% · 3.875%
HK$85,984
−HK$2,636/mo
Today · 4.125%
HK$88,620
baseline
▲ 0.50% · 4.625%
HK$94,012
+HK$5,392/mo
Deposit HK$18.29M · loan HK$18.29M · min. income ≈ HK$177,240/mo (50% DSR)
Upfront cash ≈ HK$19.84M (deposit + AVD stamp duty HK$1,554,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,771
−HK$5,012/mo
▼ 0.25% · 3.875%
HK$95,259
−HK$2,524/mo
Today · 4.125%
HK$97,783
baseline
▲ 0.50% · 4.625%
HK$102,937
+HK$5,154/mo
Deposit HK$18.29M · loan HK$18.29M · min. income ≈ HK$195,566/mo (50% DSR)
Upfront cash ≈ HK$19.84M (deposit + AVD stamp duty HK$1,554,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,068
−HK$6,275/mo
▼ 0.25% · 3.875%
HK$103,181
−HK$3,162/mo
Today · 4.125%
HK$106,343
baseline
▲ 0.50% · 4.625%
HK$112,814
+HK$6,471/mo
Deposit HK$14.63M · loan HK$21.94M · min. income ≈ HK$212,686/mo (50% DSR)
Upfront cash ≈ HK$16.18M (deposit + AVD stamp duty HK$1,554,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,325
−HK$6,015/mo
▼ 0.25% · 3.875%
HK$114,311
−HK$3,029/mo
Today · 4.125%
HK$117,340
baseline
▲ 0.50% · 4.625%
HK$123,525
+HK$6,185/mo
Deposit HK$14.63M · loan HK$21.94M · min. income ≈ HK$234,680/mo (50% DSR)
Upfront cash ≈ HK$16.18M (deposit + AVD stamp duty HK$1,554,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,746
−HK$7,321/mo
▼ 0.25% · 3.875%
HK$120,378
−HK$3,689/mo
Today · 4.125%
HK$124,067
baseline
▲ 0.50% · 4.625%
HK$131,617
+HK$7,550/mo
Deposit HK$10.97M · loan HK$25.60M · min. income ≈ HK$248,134/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$1,554,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,879
−HK$7,017/mo
▼ 0.25% · 3.875%
HK$133,362
−HK$3,534/mo
Today · 4.125%
HK$136,896
baseline
▲ 0.50% · 4.625%
HK$144,112
+HK$7,216/mo
Deposit HK$10.97M · loan HK$25.60M · min. income ≈ HK$273,792/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$1,554,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,102
−HK$9,413/mo
▼ 0.25% · 3.875%
HK$154,772
−HK$4,743/mo
Today · 4.125%
HK$159,515
baseline
▲ 0.50% · 4.625%
HK$169,221
+HK$9,706/mo
Deposit HK$3.66M · loan HK$32.91M · min. income ≈ HK$319,030/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$1,554,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,987
−HK$9,022/mo
▼ 0.25% · 3.875%
HK$171,466
−HK$4,543/mo
Today · 4.125%
HK$176,009
baseline
▲ 0.50% · 4.625%
HK$185,287
+HK$9,278/mo
Deposit HK$3.66M · loan HK$32.91M · min. income ≈ HK$352,018/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$1,554,249 · Scale 2, in force from 26 Feb 2026)