LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,391
−HK$5,230/mo
▼ 0.25% · 3.875%
HK$85,985
−HK$2,636/mo
Today · 4.125%
HK$88,621
baseline
▲ 0.50% · 4.625%
HK$94,013
+HK$5,392/mo
Deposit HK$18.29M · loan HK$18.29M · min. income ≈ HK$177,242/mo (50% DSR)
Upfront cash ≈ HK$19.84M (deposit + AVD stamp duty HK$1,554,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,772
−HK$5,012/mo
▼ 0.25% · 3.875%
HK$95,260
−HK$2,524/mo
Today · 4.125%
HK$97,784
baseline
▲ 0.50% · 4.625%
HK$102,939
+HK$5,155/mo
Deposit HK$18.29M · loan HK$18.29M · min. income ≈ HK$195,568/mo (50% DSR)
Upfront cash ≈ HK$19.84M (deposit + AVD stamp duty HK$1,554,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,070
−HK$6,275/mo
▼ 0.25% · 3.875%
HK$103,182
−HK$3,163/mo
Today · 4.125%
HK$106,345
baseline
▲ 0.50% · 4.625%
HK$112,816
+HK$6,471/mo
Deposit HK$14.63M · loan HK$21.94M · min. income ≈ HK$212,690/mo (50% DSR)
Upfront cash ≈ HK$16.18M (deposit + AVD stamp duty HK$1,554,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,327
−HK$6,014/mo
▼ 0.25% · 3.875%
HK$114,312
−HK$3,029/mo
Today · 4.125%
HK$117,341
baseline
▲ 0.50% · 4.625%
HK$123,526
+HK$6,185/mo
Deposit HK$14.63M · loan HK$21.94M · min. income ≈ HK$234,682/mo (50% DSR)
Upfront cash ≈ HK$16.18M (deposit + AVD stamp duty HK$1,554,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,748
−HK$7,321/mo
▼ 0.25% · 3.875%
HK$120,379
−HK$3,690/mo
Today · 4.125%
HK$124,069
baseline
▲ 0.50% · 4.625%
HK$131,618
+HK$7,549/mo
Deposit HK$10.97M · loan HK$25.60M · min. income ≈ HK$248,138/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$1,554,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,881
−HK$7,017/mo
▼ 0.25% · 3.875%
HK$133,364
−HK$3,534/mo
Today · 4.125%
HK$136,898
baseline
▲ 0.50% · 4.625%
HK$144,114
+HK$7,216/mo
Deposit HK$10.97M · loan HK$25.60M · min. income ≈ HK$273,796/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$1,554,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,105
−HK$9,412/mo
▼ 0.25% · 3.875%
HK$154,774
−HK$4,743/mo
Today · 4.125%
HK$159,517
baseline
▲ 0.50% · 4.625%
HK$169,224
+HK$9,707/mo
Deposit HK$3.66M · loan HK$32.91M · min. income ≈ HK$319,034/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$1,554,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,990
−HK$9,022/mo
▼ 0.25% · 3.875%
HK$171,468
−HK$4,544/mo
Today · 4.125%
HK$176,012
baseline
▲ 0.50% · 4.625%
HK$185,290
+HK$9,278/mo
Deposit HK$3.66M · loan HK$32.91M · min. income ≈ HK$352,024/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$1,554,270 · Scale 2, in force from 26 Feb 2026)