LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,393
−HK$5,230/mo
▼ 0.25% · 3.875%
HK$85,987
−HK$2,636/mo
Today · 4.125%
HK$88,623
baseline
▲ 0.50% · 4.625%
HK$94,015
+HK$5,392/mo
Deposit HK$18.29M · loan HK$18.29M · min. income ≈ HK$177,246/mo (50% DSR)
Upfront cash ≈ HK$19.84M (deposit + AVD stamp duty HK$1,554,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,774
−HK$5,012/mo
▼ 0.25% · 3.875%
HK$95,262
−HK$2,524/mo
Today · 4.125%
HK$97,786
baseline
▲ 0.50% · 4.625%
HK$102,941
+HK$5,155/mo
Deposit HK$18.29M · loan HK$18.29M · min. income ≈ HK$195,572/mo (50% DSR)
Upfront cash ≈ HK$19.84M (deposit + AVD stamp duty HK$1,554,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,072
−HK$6,275/mo
▼ 0.25% · 3.875%
HK$103,184
−HK$3,163/mo
Today · 4.125%
HK$106,347
baseline
▲ 0.50% · 4.625%
HK$112,818
+HK$6,471/mo
Deposit HK$14.63M · loan HK$21.94M · min. income ≈ HK$212,694/mo (50% DSR)
Upfront cash ≈ HK$16.18M (deposit + AVD stamp duty HK$1,554,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,329
−HK$6,014/mo
▼ 0.25% · 3.875%
HK$114,314
−HK$3,029/mo
Today · 4.125%
HK$117,343
baseline
▲ 0.50% · 4.625%
HK$123,529
+HK$6,186/mo
Deposit HK$14.63M · loan HK$21.94M · min. income ≈ HK$234,686/mo (50% DSR)
Upfront cash ≈ HK$16.18M (deposit + AVD stamp duty HK$1,554,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,750
−HK$7,322/mo
▼ 0.25% · 3.875%
HK$120,382
−HK$3,690/mo
Today · 4.125%
HK$124,072
baseline
▲ 0.50% · 4.625%
HK$131,621
+HK$7,549/mo
Deposit HK$10.97M · loan HK$25.60M · min. income ≈ HK$248,144/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$1,554,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,883
−HK$7,018/mo
▼ 0.25% · 3.875%
HK$133,367
−HK$3,534/mo
Today · 4.125%
HK$136,901
baseline
▲ 0.50% · 4.625%
HK$144,117
+HK$7,216/mo
Deposit HK$10.97M · loan HK$25.60M · min. income ≈ HK$273,802/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$1,554,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,107
−HK$9,414/mo
▼ 0.25% · 3.875%
HK$154,777
−HK$4,744/mo
Today · 4.125%
HK$159,521
baseline
▲ 0.50% · 4.625%
HK$169,227
+HK$9,706/mo
Deposit HK$3.66M · loan HK$32.91M · min. income ≈ HK$319,042/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$1,554,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,993
−HK$9,022/mo
▼ 0.25% · 3.875%
HK$171,472
−HK$4,543/mo
Today · 4.125%
HK$176,015
baseline
▲ 0.50% · 4.625%
HK$185,293
+HK$9,278/mo
Deposit HK$3.66M · loan HK$32.91M · min. income ≈ HK$352,030/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$1,554,301 · Scale 2, in force from 26 Feb 2026)