LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,394
−HK$5,229/mo
▼ 0.25% · 3.875%
HK$85,988
−HK$2,635/mo
Today · 4.125%
HK$88,623
baseline
▲ 0.50% · 4.625%
HK$94,016
+HK$5,393/mo
Deposit HK$18.29M · loan HK$18.29M · min. income ≈ HK$177,246/mo (50% DSR)
Upfront cash ≈ HK$19.84M (deposit + AVD stamp duty HK$1,554,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,774
−HK$5,013/mo
▼ 0.25% · 3.875%
HK$95,263
−HK$2,524/mo
Today · 4.125%
HK$97,787
baseline
▲ 0.50% · 4.625%
HK$102,941
+HK$5,154/mo
Deposit HK$18.29M · loan HK$18.29M · min. income ≈ HK$195,574/mo (50% DSR)
Upfront cash ≈ HK$19.84M (deposit + AVD stamp duty HK$1,554,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,072
−HK$6,276/mo
▼ 0.25% · 3.875%
HK$103,185
−HK$3,163/mo
Today · 4.125%
HK$106,348
baseline
▲ 0.50% · 4.625%
HK$112,819
+HK$6,471/mo
Deposit HK$14.63M · loan HK$21.94M · min. income ≈ HK$212,696/mo (50% DSR)
Upfront cash ≈ HK$16.18M (deposit + AVD stamp duty HK$1,554,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,329
−HK$6,015/mo
▼ 0.25% · 3.875%
HK$114,315
−HK$3,029/mo
Today · 4.125%
HK$117,344
baseline
▲ 0.50% · 4.625%
HK$123,529
+HK$6,185/mo
Deposit HK$14.63M · loan HK$21.94M · min. income ≈ HK$234,688/mo (50% DSR)
Upfront cash ≈ HK$16.18M (deposit + AVD stamp duty HK$1,554,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,751
−HK$7,321/mo
▼ 0.25% · 3.875%
HK$120,383
−HK$3,689/mo
Today · 4.125%
HK$124,072
baseline
▲ 0.50% · 4.625%
HK$131,622
+HK$7,550/mo
Deposit HK$10.97M · loan HK$25.60M · min. income ≈ HK$248,144/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$1,554,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,884
−HK$7,017/mo
▼ 0.25% · 3.875%
HK$133,368
−HK$3,533/mo
Today · 4.125%
HK$136,901
baseline
▲ 0.50% · 4.625%
HK$144,118
+HK$7,217/mo
Deposit HK$10.97M · loan HK$25.60M · min. income ≈ HK$273,802/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$1,554,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,108
−HK$9,413/mo
▼ 0.25% · 3.875%
HK$154,778
−HK$4,743/mo
Today · 4.125%
HK$159,521
baseline
▲ 0.50% · 4.625%
HK$169,228
+HK$9,707/mo
Deposit HK$3.66M · loan HK$32.91M · min. income ≈ HK$319,042/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$1,554,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,994
−HK$9,022/mo
▼ 0.25% · 3.875%
HK$171,473
−HK$4,543/mo
Today · 4.125%
HK$176,016
baseline
▲ 0.50% · 4.625%
HK$185,294
+HK$9,278/mo
Deposit HK$3.66M · loan HK$32.91M · min. income ≈ HK$352,032/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$1,554,310 · Scale 2, in force from 26 Feb 2026)