LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,396
−HK$5,230/mo
▼ 0.25% · 3.875%
HK$85,990
−HK$2,636/mo
Today · 4.125%
HK$88,626
baseline
▲ 0.50% · 4.625%
HK$94,019
+HK$5,393/mo
Deposit HK$18.29M · loan HK$18.29M · min. income ≈ HK$177,252/mo (50% DSR)
Upfront cash ≈ HK$19.84M (deposit + AVD stamp duty HK$1,554,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,778
−HK$5,012/mo
▼ 0.25% · 3.875%
HK$95,266
−HK$2,524/mo
Today · 4.125%
HK$97,790
baseline
▲ 0.50% · 4.625%
HK$102,945
+HK$5,155/mo
Deposit HK$18.29M · loan HK$18.29M · min. income ≈ HK$195,580/mo (50% DSR)
Upfront cash ≈ HK$19.84M (deposit + AVD stamp duty HK$1,554,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,076
−HK$6,275/mo
▼ 0.25% · 3.875%
HK$103,188
−HK$3,163/mo
Today · 4.125%
HK$106,351
baseline
▲ 0.50% · 4.625%
HK$112,822
+HK$6,471/mo
Deposit HK$14.63M · loan HK$21.94M · min. income ≈ HK$212,702/mo (50% DSR)
Upfront cash ≈ HK$16.18M (deposit + AVD stamp duty HK$1,554,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,333
−HK$6,015/mo
▼ 0.25% · 3.875%
HK$114,319
−HK$3,029/mo
Today · 4.125%
HK$117,348
baseline
▲ 0.50% · 4.625%
HK$123,534
+HK$6,186/mo
Deposit HK$14.63M · loan HK$21.94M · min. income ≈ HK$234,696/mo (50% DSR)
Upfront cash ≈ HK$16.18M (deposit + AVD stamp duty HK$1,554,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,755
−HK$7,321/mo
▼ 0.25% · 3.875%
HK$120,387
−HK$3,689/mo
Today · 4.125%
HK$124,076
baseline
▲ 0.50% · 4.625%
HK$131,626
+HK$7,550/mo
Deposit HK$10.97M · loan HK$25.60M · min. income ≈ HK$248,152/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$1,554,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,889
−HK$7,017/mo
▼ 0.25% · 3.875%
HK$133,372
−HK$3,534/mo
Today · 4.125%
HK$136,906
baseline
▲ 0.50% · 4.625%
HK$144,123
+HK$7,217/mo
Deposit HK$10.97M · loan HK$25.60M · min. income ≈ HK$273,812/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$1,554,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,113
−HK$9,414/mo
▼ 0.25% · 3.875%
HK$154,783
−HK$4,744/mo
Today · 4.125%
HK$159,527
baseline
▲ 0.50% · 4.625%
HK$169,234
+HK$9,707/mo
Deposit HK$3.66M · loan HK$32.92M · min. income ≈ HK$319,054/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$1,554,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,000
−HK$9,022/mo
▼ 0.25% · 3.875%
HK$171,478
−HK$4,544/mo
Today · 4.125%
HK$176,022
baseline
▲ 0.50% · 4.625%
HK$185,300
+HK$9,278/mo
Deposit HK$3.66M · loan HK$32.92M · min. income ≈ HK$352,044/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$1,554,362 · Scale 2, in force from 26 Feb 2026)