LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,397
−HK$5,230/mo
▼ 0.25% · 3.875%
HK$85,992
−HK$2,635/mo
Today · 4.125%
HK$88,627
baseline
▲ 0.50% · 4.625%
HK$94,020
+HK$5,393/mo
Deposit HK$18.29M · loan HK$18.29M · min. income ≈ HK$177,254/mo (50% DSR)
Upfront cash ≈ HK$19.84M (deposit + AVD stamp duty HK$1,554,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,779
−HK$5,012/mo
▼ 0.25% · 3.875%
HK$95,267
−HK$2,524/mo
Today · 4.125%
HK$97,791
baseline
▲ 0.50% · 4.625%
HK$102,946
+HK$5,155/mo
Deposit HK$18.29M · loan HK$18.29M · min. income ≈ HK$195,582/mo (50% DSR)
Upfront cash ≈ HK$19.84M (deposit + AVD stamp duty HK$1,554,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,077
−HK$6,276/mo
▼ 0.25% · 3.875%
HK$103,190
−HK$3,163/mo
Today · 4.125%
HK$106,353
baseline
▲ 0.50% · 4.625%
HK$112,824
+HK$6,471/mo
Deposit HK$14.63M · loan HK$21.94M · min. income ≈ HK$212,706/mo (50% DSR)
Upfront cash ≈ HK$16.18M (deposit + AVD stamp duty HK$1,554,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,335
−HK$6,015/mo
▼ 0.25% · 3.875%
HK$114,321
−HK$3,029/mo
Today · 4.125%
HK$117,350
baseline
▲ 0.50% · 4.625%
HK$123,535
+HK$6,185/mo
Deposit HK$14.63M · loan HK$21.94M · min. income ≈ HK$234,700/mo (50% DSR)
Upfront cash ≈ HK$16.18M (deposit + AVD stamp duty HK$1,554,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,756
−HK$7,322/mo
▼ 0.25% · 3.875%
HK$120,388
−HK$3,690/mo
Today · 4.125%
HK$124,078
baseline
▲ 0.50% · 4.625%
HK$131,628
+HK$7,550/mo
Deposit HK$10.97M · loan HK$25.60M · min. income ≈ HK$248,156/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$1,554,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,890
−HK$7,018/mo
▼ 0.25% · 3.875%
HK$133,374
−HK$3,534/mo
Today · 4.125%
HK$136,908
baseline
▲ 0.50% · 4.625%
HK$144,125
+HK$7,217/mo
Deposit HK$10.97M · loan HK$25.60M · min. income ≈ HK$273,816/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$1,554,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,115
−HK$9,414/mo
▼ 0.25% · 3.875%
HK$154,785
−HK$4,744/mo
Today · 4.125%
HK$159,529
baseline
▲ 0.50% · 4.625%
HK$169,236
+HK$9,707/mo
Deposit HK$3.66M · loan HK$32.92M · min. income ≈ HK$319,058/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$1,554,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,002
−HK$9,023/mo
▼ 0.25% · 3.875%
HK$171,481
−HK$4,544/mo
Today · 4.125%
HK$176,025
baseline
▲ 0.50% · 4.625%
HK$185,303
+HK$9,278/mo
Deposit HK$3.66M · loan HK$32.92M · min. income ≈ HK$352,050/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$1,554,384 · Scale 2, in force from 26 Feb 2026)