LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,399
−HK$5,229/mo
▼ 0.25% · 3.875%
HK$85,993
−HK$2,635/mo
Today · 4.125%
HK$88,628
baseline
▲ 0.50% · 4.625%
HK$94,021
+HK$5,393/mo
Deposit HK$18.29M · loan HK$18.29M · min. income ≈ HK$177,256/mo (50% DSR)
Upfront cash ≈ HK$19.84M (deposit + AVD stamp duty HK$1,554,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,780
−HK$5,013/mo
▼ 0.25% · 3.875%
HK$95,268
−HK$2,525/mo
Today · 4.125%
HK$97,793
baseline
▲ 0.50% · 4.625%
HK$102,947
+HK$5,154/mo
Deposit HK$18.29M · loan HK$18.29M · min. income ≈ HK$195,586/mo (50% DSR)
Upfront cash ≈ HK$19.84M (deposit + AVD stamp duty HK$1,554,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,078
−HK$6,276/mo
▼ 0.25% · 3.875%
HK$103,191
−HK$3,163/mo
Today · 4.125%
HK$106,354
baseline
▲ 0.50% · 4.625%
HK$112,825
+HK$6,471/mo
Deposit HK$14.63M · loan HK$21.94M · min. income ≈ HK$212,708/mo (50% DSR)
Upfront cash ≈ HK$16.18M (deposit + AVD stamp duty HK$1,554,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,336
−HK$6,015/mo
▼ 0.25% · 3.875%
HK$114,322
−HK$3,029/mo
Today · 4.125%
HK$117,351
baseline
▲ 0.50% · 4.625%
HK$123,537
+HK$6,186/mo
Deposit HK$14.63M · loan HK$21.94M · min. income ≈ HK$234,702/mo (50% DSR)
Upfront cash ≈ HK$16.18M (deposit + AVD stamp duty HK$1,554,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,758
−HK$7,322/mo
▼ 0.25% · 3.875%
HK$120,390
−HK$3,690/mo
Today · 4.125%
HK$124,080
baseline
▲ 0.50% · 4.625%
HK$131,630
+HK$7,550/mo
Deposit HK$10.97M · loan HK$25.60M · min. income ≈ HK$248,160/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$1,554,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,892
−HK$7,018/mo
▼ 0.25% · 3.875%
HK$133,376
−HK$3,534/mo
Today · 4.125%
HK$136,910
baseline
▲ 0.50% · 4.625%
HK$144,126
+HK$7,216/mo
Deposit HK$10.97M · loan HK$25.60M · min. income ≈ HK$273,820/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$1,554,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,117
−HK$9,414/mo
▼ 0.25% · 3.875%
HK$154,787
−HK$4,744/mo
Today · 4.125%
HK$159,531
baseline
▲ 0.50% · 4.625%
HK$169,238
+HK$9,707/mo
Deposit HK$3.66M · loan HK$32.92M · min. income ≈ HK$319,062/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$1,554,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,004
−HK$9,023/mo
▼ 0.25% · 3.875%
HK$171,483
−HK$4,544/mo
Today · 4.125%
HK$176,027
baseline
▲ 0.50% · 4.625%
HK$185,305
+HK$9,278/mo
Deposit HK$3.66M · loan HK$32.92M · min. income ≈ HK$352,054/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$1,554,404 · Scale 2, in force from 26 Feb 2026)