LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,412
−HK$5,231/mo
▼ 0.25% · 3.875%
HK$86,007
−HK$2,636/mo
Today · 4.125%
HK$88,643
baseline
▲ 0.50% · 4.625%
HK$94,036
+HK$5,393/mo
Deposit HK$18.29M · loan HK$18.29M · min. income ≈ HK$177,286/mo (50% DSR)
Upfront cash ≈ HK$19.84M (deposit + AVD stamp duty HK$1,554,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,795
−HK$5,014/mo
▼ 0.25% · 3.875%
HK$95,284
−HK$2,525/mo
Today · 4.125%
HK$97,809
baseline
▲ 0.50% · 4.625%
HK$102,964
+HK$5,155/mo
Deposit HK$18.29M · loan HK$18.29M · min. income ≈ HK$195,618/mo (50% DSR)
Upfront cash ≈ HK$19.84M (deposit + AVD stamp duty HK$1,554,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,094
−HK$6,277/mo
▼ 0.25% · 3.875%
HK$103,208
−HK$3,163/mo
Today · 4.125%
HK$106,371
baseline
▲ 0.50% · 4.625%
HK$112,844
+HK$6,473/mo
Deposit HK$14.63M · loan HK$21.95M · min. income ≈ HK$212,742/mo (50% DSR)
Upfront cash ≈ HK$16.19M (deposit + AVD stamp duty HK$1,554,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,354
−HK$6,016/mo
▼ 0.25% · 3.875%
HK$114,341
−HK$3,029/mo
Today · 4.125%
HK$117,370
baseline
▲ 0.50% · 4.625%
HK$123,557
+HK$6,187/mo
Deposit HK$14.63M · loan HK$21.95M · min. income ≈ HK$234,740/mo (50% DSR)
Upfront cash ≈ HK$16.19M (deposit + AVD stamp duty HK$1,554,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,777
−HK$7,323/mo
▼ 0.25% · 3.875%
HK$120,409
−HK$3,691/mo
Today · 4.125%
HK$124,100
baseline
▲ 0.50% · 4.625%
HK$131,651
+HK$7,551/mo
Deposit HK$10.97M · loan HK$25.61M · min. income ≈ HK$248,200/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$1,554,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,913
−HK$7,019/mo
▼ 0.25% · 3.875%
HK$133,397
−HK$3,535/mo
Today · 4.125%
HK$136,932
baseline
▲ 0.50% · 4.625%
HK$144,150
+HK$7,218/mo
Deposit HK$10.97M · loan HK$25.61M · min. income ≈ HK$273,864/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$1,554,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,142
−HK$9,415/mo
▼ 0.25% · 3.875%
HK$154,812
−HK$4,745/mo
Today · 4.125%
HK$159,557
baseline
▲ 0.50% · 4.625%
HK$169,266
+HK$9,709/mo
Deposit HK$3.66M · loan HK$32.92M · min. income ≈ HK$319,114/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$1,554,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,031
−HK$9,024/mo
▼ 0.25% · 3.875%
HK$171,511
−HK$4,544/mo
Today · 4.125%
HK$176,055
baseline
▲ 0.50% · 4.625%
HK$185,335
+HK$9,280/mo
Deposit HK$3.66M · loan HK$32.92M · min. income ≈ HK$352,110/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$1,554,656 · Scale 2, in force from 26 Feb 2026)