LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,417
−HK$5,231/mo
▼ 0.25% · 3.875%
HK$86,012
−HK$2,636/mo
Today · 4.125%
HK$88,648
baseline
▲ 0.50% · 4.625%
HK$94,042
+HK$5,394/mo
Deposit HK$18.29M · loan HK$18.29M · min. income ≈ HK$177,296/mo (50% DSR)
Upfront cash ≈ HK$19.85M (deposit + AVD stamp duty HK$1,554,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,801
−HK$5,014/mo
▼ 0.25% · 3.875%
HK$95,290
−HK$2,525/mo
Today · 4.125%
HK$97,815
baseline
▲ 0.50% · 4.625%
HK$102,971
+HK$5,156/mo
Deposit HK$18.29M · loan HK$18.29M · min. income ≈ HK$195,630/mo (50% DSR)
Upfront cash ≈ HK$19.85M (deposit + AVD stamp duty HK$1,554,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,101
−HK$6,277/mo
▼ 0.25% · 3.875%
HK$103,215
−HK$3,163/mo
Today · 4.125%
HK$106,378
baseline
▲ 0.50% · 4.625%
HK$112,851
+HK$6,473/mo
Deposit HK$14.63M · loan HK$21.95M · min. income ≈ HK$212,756/mo (50% DSR)
Upfront cash ≈ HK$16.19M (deposit + AVD stamp duty HK$1,554,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,361
−HK$6,017/mo
▼ 0.25% · 3.875%
HK$114,348
−HK$3,030/mo
Today · 4.125%
HK$117,378
baseline
▲ 0.50% · 4.625%
HK$123,565
+HK$6,187/mo
Deposit HK$14.63M · loan HK$21.95M · min. income ≈ HK$234,756/mo (50% DSR)
Upfront cash ≈ HK$16.19M (deposit + AVD stamp duty HK$1,554,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,784
−HK$7,324/mo
▼ 0.25% · 3.875%
HK$120,417
−HK$3,691/mo
Today · 4.125%
HK$124,108
baseline
▲ 0.50% · 4.625%
HK$131,659
+HK$7,551/mo
Deposit HK$10.97M · loan HK$25.61M · min. income ≈ HK$248,216/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$1,554,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,921
−HK$7,020/mo
▼ 0.25% · 3.875%
HK$133,406
−HK$3,535/mo
Today · 4.125%
HK$136,941
baseline
▲ 0.50% · 4.625%
HK$144,159
+HK$7,218/mo
Deposit HK$10.97M · loan HK$25.61M · min. income ≈ HK$273,882/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$1,554,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,151
−HK$9,416/mo
▼ 0.25% · 3.875%
HK$154,822
−HK$4,745/mo
Today · 4.125%
HK$159,567
baseline
▲ 0.50% · 4.625%
HK$169,276
+HK$9,709/mo
Deposit HK$3.66M · loan HK$32.92M · min. income ≈ HK$319,134/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$1,554,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,042
−HK$9,025/mo
▼ 0.25% · 3.875%
HK$171,522
−HK$4,545/mo
Today · 4.125%
HK$176,067
baseline
▲ 0.50% · 4.625%
HK$185,347
+HK$9,280/mo
Deposit HK$3.66M · loan HK$32.92M · min. income ≈ HK$352,134/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$1,554,755 · Scale 2, in force from 26 Feb 2026)