LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,421
−HK$5,232/mo
▼ 0.25% · 3.875%
HK$86,016
−HK$2,637/mo
Today · 4.125%
HK$88,653
baseline
▲ 0.50% · 4.625%
HK$94,047
+HK$5,394/mo
Deposit HK$18.29M · loan HK$18.29M · min. income ≈ HK$177,306/mo (50% DSR)
Upfront cash ≈ HK$19.85M (deposit + AVD stamp duty HK$1,554,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,805
−HK$5,014/mo
▼ 0.25% · 3.875%
HK$95,294
−HK$2,525/mo
Today · 4.125%
HK$97,819
baseline
▲ 0.50% · 4.625%
HK$102,976
+HK$5,157/mo
Deposit HK$18.29M · loan HK$18.29M · min. income ≈ HK$195,638/mo (50% DSR)
Upfront cash ≈ HK$19.85M (deposit + AVD stamp duty HK$1,554,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,106
−HK$6,277/mo
▼ 0.25% · 3.875%
HK$103,219
−HK$3,164/mo
Today · 4.125%
HK$106,383
baseline
▲ 0.50% · 4.625%
HK$112,856
+HK$6,473/mo
Deposit HK$14.63M · loan HK$21.95M · min. income ≈ HK$212,766/mo (50% DSR)
Upfront cash ≈ HK$16.19M (deposit + AVD stamp duty HK$1,554,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,366
−HK$6,017/mo
▼ 0.25% · 3.875%
HK$114,353
−HK$3,030/mo
Today · 4.125%
HK$117,383
baseline
▲ 0.50% · 4.625%
HK$123,571
+HK$6,188/mo
Deposit HK$14.63M · loan HK$21.95M · min. income ≈ HK$234,766/mo (50% DSR)
Upfront cash ≈ HK$16.19M (deposit + AVD stamp duty HK$1,554,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,790
−HK$7,324/mo
▼ 0.25% · 3.875%
HK$120,423
−HK$3,691/mo
Today · 4.125%
HK$124,114
baseline
▲ 0.50% · 4.625%
HK$131,666
+HK$7,552/mo
Deposit HK$10.98M · loan HK$25.61M · min. income ≈ HK$248,228/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$1,554,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,928
−HK$7,019/mo
▼ 0.25% · 3.875%
HK$133,412
−HK$3,535/mo
Today · 4.125%
HK$136,947
baseline
▲ 0.50% · 4.625%
HK$144,166
+HK$7,219/mo
Deposit HK$10.98M · loan HK$25.61M · min. income ≈ HK$273,894/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$1,554,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,158
−HK$9,417/mo
▼ 0.25% · 3.875%
HK$154,829
−HK$4,746/mo
Today · 4.125%
HK$159,575
baseline
▲ 0.50% · 4.625%
HK$169,284
+HK$9,709/mo
Deposit HK$3.66M · loan HK$32.93M · min. income ≈ HK$319,150/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$1,554,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,050
−HK$9,025/mo
▼ 0.25% · 3.875%
HK$171,530
−HK$4,545/mo
Today · 4.125%
HK$176,075
baseline
▲ 0.50% · 4.625%
HK$185,356
+HK$9,281/mo
Deposit HK$3.66M · loan HK$32.93M · min. income ≈ HK$352,150/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$1,554,829 · Scale 2, in force from 26 Feb 2026)