LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,433
−HK$5,232/mo
▼ 0.25% · 3.875%
HK$86,028
−HK$2,637/mo
Today · 4.125%
HK$88,665
baseline
▲ 0.50% · 4.625%
HK$94,060
+HK$5,395/mo
Deposit HK$18.29M · loan HK$18.29M · min. income ≈ HK$177,330/mo (50% DSR)
Upfront cash ≈ HK$19.85M (deposit + AVD stamp duty HK$1,555,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,818
−HK$5,015/mo
▼ 0.25% · 3.875%
HK$95,307
−HK$2,526/mo
Today · 4.125%
HK$97,833
baseline
▲ 0.50% · 4.625%
HK$102,989
+HK$5,156/mo
Deposit HK$18.29M · loan HK$18.29M · min. income ≈ HK$195,666/mo (50% DSR)
Upfront cash ≈ HK$19.85M (deposit + AVD stamp duty HK$1,555,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,119
−HK$6,278/mo
▼ 0.25% · 3.875%
HK$103,233
−HK$3,164/mo
Today · 4.125%
HK$106,397
baseline
▲ 0.50% · 4.625%
HK$112,871
+HK$6,474/mo
Deposit HK$14.64M · loan HK$21.95M · min. income ≈ HK$212,794/mo (50% DSR)
Upfront cash ≈ HK$16.19M (deposit + AVD stamp duty HK$1,555,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,382
−HK$6,017/mo
▼ 0.25% · 3.875%
HK$114,369
−HK$3,030/mo
Today · 4.125%
HK$117,399
baseline
▲ 0.50% · 4.625%
HK$123,587
+HK$6,188/mo
Deposit HK$14.64M · loan HK$21.95M · min. income ≈ HK$234,798/mo (50% DSR)
Upfront cash ≈ HK$16.19M (deposit + AVD stamp duty HK$1,555,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,806
−HK$7,324/mo
▼ 0.25% · 3.875%
HK$120,439
−HK$3,691/mo
Today · 4.125%
HK$124,130
baseline
▲ 0.50% · 4.625%
HK$131,683
+HK$7,553/mo
Deposit HK$10.98M · loan HK$25.61M · min. income ≈ HK$248,260/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$1,555,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,945
−HK$7,021/mo
▼ 0.25% · 3.875%
HK$133,430
−HK$3,536/mo
Today · 4.125%
HK$136,966
baseline
▲ 0.50% · 4.625%
HK$144,185
+HK$7,219/mo
Deposit HK$10.98M · loan HK$25.61M · min. income ≈ HK$273,932/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$1,555,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,179
−HK$9,417/mo
▼ 0.25% · 3.875%
HK$154,850
−HK$4,746/mo
Today · 4.125%
HK$159,596
baseline
▲ 0.50% · 4.625%
HK$169,307
+HK$9,711/mo
Deposit HK$3.66M · loan HK$32.93M · min. income ≈ HK$319,192/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$1,555,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,072
−HK$9,027/mo
▼ 0.25% · 3.875%
HK$171,553
−HK$4,546/mo
Today · 4.125%
HK$176,099
baseline
▲ 0.50% · 4.625%
HK$185,381
+HK$9,282/mo
Deposit HK$3.66M · loan HK$32.93M · min. income ≈ HK$352,198/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$1,555,038 · Scale 2, in force from 26 Feb 2026)