LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,437
−HK$5,232/mo
▼ 0.25% · 3.875%
HK$86,032
−HK$2,637/mo
Today · 4.125%
HK$88,669
baseline
▲ 0.50% · 4.625%
HK$94,064
+HK$5,395/mo
Deposit HK$18.30M · loan HK$18.30M · min. income ≈ HK$177,338/mo (50% DSR)
Upfront cash ≈ HK$19.85M (deposit + AVD stamp duty HK$1,555,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,822
−HK$5,015/mo
▼ 0.25% · 3.875%
HK$95,312
−HK$2,525/mo
Today · 4.125%
HK$97,837
baseline
▲ 0.50% · 4.625%
HK$102,994
+HK$5,157/mo
Deposit HK$18.30M · loan HK$18.30M · min. income ≈ HK$195,674/mo (50% DSR)
Upfront cash ≈ HK$19.85M (deposit + AVD stamp duty HK$1,555,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,124
−HK$6,279/mo
▼ 0.25% · 3.875%
HK$103,238
−HK$3,165/mo
Today · 4.125%
HK$106,403
baseline
▲ 0.50% · 4.625%
HK$112,877
+HK$6,474/mo
Deposit HK$14.64M · loan HK$21.95M · min. income ≈ HK$212,806/mo (50% DSR)
Upfront cash ≈ HK$16.19M (deposit + AVD stamp duty HK$1,555,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,387
−HK$6,018/mo
▼ 0.25% · 3.875%
HK$114,374
−HK$3,031/mo
Today · 4.125%
HK$117,405
baseline
▲ 0.50% · 4.625%
HK$123,593
+HK$6,188/mo
Deposit HK$14.64M · loan HK$21.95M · min. income ≈ HK$234,810/mo (50% DSR)
Upfront cash ≈ HK$16.19M (deposit + AVD stamp duty HK$1,555,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,811
−HK$7,325/mo
▼ 0.25% · 3.875%
HK$120,445
−HK$3,691/mo
Today · 4.125%
HK$124,136
baseline
▲ 0.50% · 4.625%
HK$131,690
+HK$7,554/mo
Deposit HK$10.98M · loan HK$25.61M · min. income ≈ HK$248,272/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$1,555,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,951
−HK$7,021/mo
▼ 0.25% · 3.875%
HK$133,437
−HK$3,535/mo
Today · 4.125%
HK$136,972
baseline
▲ 0.50% · 4.625%
HK$144,192
+HK$7,220/mo
Deposit HK$10.98M · loan HK$25.61M · min. income ≈ HK$273,944/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$1,555,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,186
−HK$9,418/mo
▼ 0.25% · 3.875%
HK$154,858
−HK$4,746/mo
Today · 4.125%
HK$159,604
baseline
▲ 0.50% · 4.625%
HK$169,315
+HK$9,711/mo
Deposit HK$3.66M · loan HK$32.93M · min. income ≈ HK$319,208/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$1,555,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,080
−HK$9,027/mo
▼ 0.25% · 3.875%
HK$171,561
−HK$4,546/mo
Today · 4.125%
HK$176,107
baseline
▲ 0.50% · 4.625%
HK$185,390
+HK$9,283/mo
Deposit HK$3.66M · loan HK$32.93M · min. income ≈ HK$352,214/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$1,555,113 · Scale 2, in force from 26 Feb 2026)