LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,440
−HK$5,233/mo
▼ 0.25% · 3.875%
HK$86,036
−HK$2,637/mo
Today · 4.125%
HK$88,673
baseline
▲ 0.50% · 4.625%
HK$94,068
+HK$5,395/mo
Deposit HK$18.30M · loan HK$18.30M · min. income ≈ HK$177,346/mo (50% DSR)
Upfront cash ≈ HK$19.85M (deposit + AVD stamp duty HK$1,555,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,826
−HK$5,015/mo
▼ 0.25% · 3.875%
HK$95,316
−HK$2,525/mo
Today · 4.125%
HK$97,841
baseline
▲ 0.50% · 4.625%
HK$102,999
+HK$5,158/mo
Deposit HK$18.30M · loan HK$18.30M · min. income ≈ HK$195,682/mo (50% DSR)
Upfront cash ≈ HK$19.85M (deposit + AVD stamp duty HK$1,555,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,128
−HK$6,279/mo
▼ 0.25% · 3.875%
HK$103,243
−HK$3,164/mo
Today · 4.125%
HK$106,407
baseline
▲ 0.50% · 4.625%
HK$112,882
+HK$6,475/mo
Deposit HK$14.64M · loan HK$21.96M · min. income ≈ HK$212,814/mo (50% DSR)
Upfront cash ≈ HK$16.19M (deposit + AVD stamp duty HK$1,555,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,392
−HK$6,018/mo
▼ 0.25% · 3.875%
HK$114,379
−HK$3,031/mo
Today · 4.125%
HK$117,410
baseline
▲ 0.50% · 4.625%
HK$123,599
+HK$6,189/mo
Deposit HK$14.64M · loan HK$21.96M · min. income ≈ HK$234,820/mo (50% DSR)
Upfront cash ≈ HK$16.19M (deposit + AVD stamp duty HK$1,555,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,816
−HK$7,326/mo
▼ 0.25% · 3.875%
HK$120,450
−HK$3,692/mo
Today · 4.125%
HK$124,142
baseline
▲ 0.50% · 4.625%
HK$131,695
+HK$7,553/mo
Deposit HK$10.98M · loan HK$25.61M · min. income ≈ HK$248,284/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$1,555,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,957
−HK$7,021/mo
▼ 0.25% · 3.875%
HK$133,442
−HK$3,536/mo
Today · 4.125%
HK$136,978
baseline
▲ 0.50% · 4.625%
HK$144,198
+HK$7,220/mo
Deposit HK$10.98M · loan HK$25.61M · min. income ≈ HK$273,956/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$1,555,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,192
−HK$9,419/mo
▼ 0.25% · 3.875%
HK$154,864
−HK$4,747/mo
Today · 4.125%
HK$159,611
baseline
▲ 0.50% · 4.625%
HK$169,323
+HK$9,712/mo
Deposit HK$3.66M · loan HK$32.93M · min. income ≈ HK$319,222/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$1,555,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,087
−HK$9,028/mo
▼ 0.25% · 3.875%
HK$171,569
−HK$4,546/mo
Today · 4.125%
HK$176,115
baseline
▲ 0.50% · 4.625%
HK$185,398
+HK$9,283/mo
Deposit HK$3.66M · loan HK$32.93M · min. income ≈ HK$352,230/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$1,555,180 · Scale 2, in force from 26 Feb 2026)