LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,444
−HK$5,232/mo
▼ 0.25% · 3.875%
HK$86,039
−HK$2,637/mo
Today · 4.125%
HK$88,676
baseline
▲ 0.50% · 4.625%
HK$94,072
+HK$5,396/mo
Deposit HK$18.30M · loan HK$18.30M · min. income ≈ HK$177,352/mo (50% DSR)
Upfront cash ≈ HK$19.85M (deposit + AVD stamp duty HK$1,555,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,830
−HK$5,016/mo
▼ 0.25% · 3.875%
HK$95,320
−HK$2,526/mo
Today · 4.125%
HK$97,846
baseline
▲ 0.50% · 4.625%
HK$103,003
+HK$5,157/mo
Deposit HK$18.30M · loan HK$18.30M · min. income ≈ HK$195,692/mo (50% DSR)
Upfront cash ≈ HK$19.85M (deposit + AVD stamp duty HK$1,555,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,132
−HK$6,280/mo
▼ 0.25% · 3.875%
HK$103,247
−HK$3,165/mo
Today · 4.125%
HK$106,412
baseline
▲ 0.50% · 4.625%
HK$112,886
+HK$6,474/mo
Deposit HK$14.64M · loan HK$21.96M · min. income ≈ HK$212,824/mo (50% DSR)
Upfront cash ≈ HK$16.19M (deposit + AVD stamp duty HK$1,555,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,396
−HK$6,019/mo
▼ 0.25% · 3.875%
HK$114,384
−HK$3,031/mo
Today · 4.125%
HK$117,415
baseline
▲ 0.50% · 4.625%
HK$123,604
+HK$6,189/mo
Deposit HK$14.64M · loan HK$21.96M · min. income ≈ HK$234,830/mo (50% DSR)
Upfront cash ≈ HK$16.19M (deposit + AVD stamp duty HK$1,555,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,821
−HK$7,326/mo
▼ 0.25% · 3.875%
HK$120,455
−HK$3,692/mo
Today · 4.125%
HK$124,147
baseline
▲ 0.50% · 4.625%
HK$131,701
+HK$7,554/mo
Deposit HK$10.98M · loan HK$25.62M · min. income ≈ HK$248,294/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$1,555,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,962
−HK$7,022/mo
▼ 0.25% · 3.875%
HK$133,448
−HK$3,536/mo
Today · 4.125%
HK$136,984
baseline
▲ 0.50% · 4.625%
HK$144,204
+HK$7,220/mo
Deposit HK$10.98M · loan HK$25.62M · min. income ≈ HK$273,968/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$1,555,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,199
−HK$9,418/mo
▼ 0.25% · 3.875%
HK$154,871
−HK$4,746/mo
Today · 4.125%
HK$159,617
baseline
▲ 0.50% · 4.625%
HK$169,330
+HK$9,713/mo
Deposit HK$3.66M · loan HK$32.93M · min. income ≈ HK$319,234/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$1,555,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,094
−HK$9,028/mo
▼ 0.25% · 3.875%
HK$171,576
−HK$4,546/mo
Today · 4.125%
HK$176,122
baseline
▲ 0.50% · 4.625%
HK$185,406
+HK$9,284/mo
Deposit HK$3.66M · loan HK$32.93M · min. income ≈ HK$352,244/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$1,555,244 · Scale 2, in force from 26 Feb 2026)