LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,450
−HK$5,233/mo
▼ 0.25% · 3.875%
HK$86,045
−HK$2,638/mo
Today · 4.125%
HK$88,683
baseline
▲ 0.50% · 4.625%
HK$94,079
+HK$5,396/mo
Deposit HK$18.30M · loan HK$18.30M · min. income ≈ HK$177,366/mo (50% DSR)
Upfront cash ≈ HK$19.85M (deposit + AVD stamp duty HK$1,555,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,837
−HK$5,015/mo
▼ 0.25% · 3.875%
HK$95,327
−HK$2,525/mo
Today · 4.125%
HK$97,852
baseline
▲ 0.50% · 4.625%
HK$103,010
+HK$5,158/mo
Deposit HK$18.30M · loan HK$18.30M · min. income ≈ HK$195,704/mo (50% DSR)
Upfront cash ≈ HK$19.85M (deposit + AVD stamp duty HK$1,555,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,139
−HK$6,280/mo
▼ 0.25% · 3.875%
HK$103,254
−HK$3,165/mo
Today · 4.125%
HK$106,419
baseline
▲ 0.50% · 4.625%
HK$112,894
+HK$6,475/mo
Deposit HK$14.64M · loan HK$21.96M · min. income ≈ HK$212,838/mo (50% DSR)
Upfront cash ≈ HK$16.19M (deposit + AVD stamp duty HK$1,555,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,404
−HK$6,019/mo
▼ 0.25% · 3.875%
HK$114,392
−HK$3,031/mo
Today · 4.125%
HK$117,423
baseline
▲ 0.50% · 4.625%
HK$123,613
+HK$6,190/mo
Deposit HK$14.64M · loan HK$21.96M · min. income ≈ HK$234,846/mo (50% DSR)
Upfront cash ≈ HK$16.19M (deposit + AVD stamp duty HK$1,555,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,829
−HK$7,327/mo
▼ 0.25% · 3.875%
HK$120,463
−HK$3,693/mo
Today · 4.125%
HK$124,156
baseline
▲ 0.50% · 4.625%
HK$131,710
+HK$7,554/mo
Deposit HK$10.98M · loan HK$25.62M · min. income ≈ HK$248,312/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$1,555,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,972
−HK$7,021/mo
▼ 0.25% · 3.875%
HK$133,457
−HK$3,536/mo
Today · 4.125%
HK$136,993
baseline
▲ 0.50% · 4.625%
HK$144,215
+HK$7,222/mo
Deposit HK$10.98M · loan HK$25.62M · min. income ≈ HK$273,986/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$1,555,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,209
−HK$9,420/mo
▼ 0.25% · 3.875%
HK$154,882
−HK$4,747/mo
Today · 4.125%
HK$159,629
baseline
▲ 0.50% · 4.625%
HK$169,342
+HK$9,713/mo
Deposit HK$3.66M · loan HK$32.94M · min. income ≈ HK$319,258/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$1,555,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,106
−HK$9,028/mo
▼ 0.25% · 3.875%
HK$171,588
−HK$4,546/mo
Today · 4.125%
HK$176,134
baseline
▲ 0.50% · 4.625%
HK$185,419
+HK$9,285/mo
Deposit HK$3.66M · loan HK$32.94M · min. income ≈ HK$352,268/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$1,555,355 · Scale 2, in force from 26 Feb 2026)