LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,454
−HK$5,233/mo
▼ 0.25% · 3.875%
HK$86,050
−HK$2,637/mo
Today · 4.125%
HK$88,687
baseline
▲ 0.50% · 4.625%
HK$94,084
+HK$5,397/mo
Deposit HK$18.30M · loan HK$18.30M · min. income ≈ HK$177,374/mo (50% DSR)
Upfront cash ≈ HK$19.85M (deposit + AVD stamp duty HK$1,555,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,842
−HK$5,016/mo
▼ 0.25% · 3.875%
HK$95,332
−HK$2,526/mo
Today · 4.125%
HK$97,858
baseline
▲ 0.50% · 4.625%
HK$103,016
+HK$5,158/mo
Deposit HK$18.30M · loan HK$18.30M · min. income ≈ HK$195,716/mo (50% DSR)
Upfront cash ≈ HK$19.85M (deposit + AVD stamp duty HK$1,555,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,145
−HK$6,280/mo
▼ 0.25% · 3.875%
HK$103,260
−HK$3,165/mo
Today · 4.125%
HK$106,425
baseline
▲ 0.50% · 4.625%
HK$112,900
+HK$6,475/mo
Deposit HK$14.64M · loan HK$21.96M · min. income ≈ HK$212,850/mo (50% DSR)
Upfront cash ≈ HK$16.19M (deposit + AVD stamp duty HK$1,555,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,410
−HK$6,019/mo
▼ 0.25% · 3.875%
HK$114,398
−HK$3,031/mo
Today · 4.125%
HK$117,429
baseline
▲ 0.50% · 4.625%
HK$123,619
+HK$6,190/mo
Deposit HK$14.64M · loan HK$21.96M · min. income ≈ HK$234,858/mo (50% DSR)
Upfront cash ≈ HK$16.19M (deposit + AVD stamp duty HK$1,555,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,836
−HK$7,326/mo
▼ 0.25% · 3.875%
HK$120,470
−HK$3,692/mo
Today · 4.125%
HK$124,162
baseline
▲ 0.50% · 4.625%
HK$131,717
+HK$7,555/mo
Deposit HK$10.98M · loan HK$25.62M · min. income ≈ HK$248,324/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$1,555,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,978
−HK$7,023/mo
▼ 0.25% · 3.875%
HK$133,464
−HK$3,537/mo
Today · 4.125%
HK$137,001
baseline
▲ 0.50% · 4.625%
HK$144,222
+HK$7,221/mo
Deposit HK$10.98M · loan HK$25.62M · min. income ≈ HK$274,002/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$1,555,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,217
−HK$9,420/mo
▼ 0.25% · 3.875%
HK$154,890
−HK$4,747/mo
Today · 4.125%
HK$159,637
baseline
▲ 0.50% · 4.625%
HK$169,351
+HK$9,714/mo
Deposit HK$3.66M · loan HK$32.94M · min. income ≈ HK$319,274/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$1,555,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,115
−HK$9,029/mo
▼ 0.25% · 3.875%
HK$171,597
−HK$4,547/mo
Today · 4.125%
HK$176,144
baseline
▲ 0.50% · 4.625%
HK$185,429
+HK$9,285/mo
Deposit HK$3.66M · loan HK$32.94M · min. income ≈ HK$352,288/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$1,555,437 · Scale 2, in force from 26 Feb 2026)