LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,457
−HK$5,234/mo
▼ 0.25% · 3.875%
HK$86,053
−HK$2,638/mo
Today · 4.125%
HK$88,691
baseline
▲ 0.50% · 4.625%
HK$94,087
+HK$5,396/mo
Deposit HK$18.30M · loan HK$18.30M · min. income ≈ HK$177,382/mo (50% DSR)
Upfront cash ≈ HK$19.86M (deposit + AVD stamp duty HK$1,555,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,845
−HK$5,016/mo
▼ 0.25% · 3.875%
HK$95,335
−HK$2,526/mo
Today · 4.125%
HK$97,861
baseline
▲ 0.50% · 4.625%
HK$103,020
+HK$5,159/mo
Deposit HK$18.30M · loan HK$18.30M · min. income ≈ HK$195,722/mo (50% DSR)
Upfront cash ≈ HK$19.86M (deposit + AVD stamp duty HK$1,555,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,149
−HK$6,280/mo
▼ 0.25% · 3.875%
HK$103,264
−HK$3,165/mo
Today · 4.125%
HK$106,429
baseline
▲ 0.50% · 4.625%
HK$112,905
+HK$6,476/mo
Deposit HK$14.64M · loan HK$21.96M · min. income ≈ HK$212,858/mo (50% DSR)
Upfront cash ≈ HK$16.20M (deposit + AVD stamp duty HK$1,555,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,414
−HK$6,020/mo
▼ 0.25% · 3.875%
HK$114,402
−HK$3,032/mo
Today · 4.125%
HK$117,434
baseline
▲ 0.50% · 4.625%
HK$123,624
+HK$6,190/mo
Deposit HK$14.64M · loan HK$21.96M · min. income ≈ HK$234,868/mo (50% DSR)
Upfront cash ≈ HK$16.20M (deposit + AVD stamp duty HK$1,555,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,840
−HK$7,327/mo
▼ 0.25% · 3.875%
HK$120,475
−HK$3,692/mo
Today · 4.125%
HK$124,167
baseline
▲ 0.50% · 4.625%
HK$131,722
+HK$7,555/mo
Deposit HK$10.98M · loan HK$25.62M · min. income ≈ HK$248,334/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$1,555,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,983
−HK$7,023/mo
▼ 0.25% · 3.875%
HK$133,470
−HK$3,536/mo
Today · 4.125%
HK$137,006
baseline
▲ 0.50% · 4.625%
HK$144,228
+HK$7,222/mo
Deposit HK$10.98M · loan HK$25.62M · min. income ≈ HK$274,012/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$1,555,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,223
−HK$9,420/mo
▼ 0.25% · 3.875%
HK$154,896
−HK$4,747/mo
Today · 4.125%
HK$159,643
baseline
▲ 0.50% · 4.625%
HK$169,357
+HK$9,714/mo
Deposit HK$3.66M · loan HK$32.94M · min. income ≈ HK$319,286/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$1,555,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,122
−HK$9,029/mo
▼ 0.25% · 3.875%
HK$171,604
−HK$4,547/mo
Today · 4.125%
HK$176,151
baseline
▲ 0.50% · 4.625%
HK$185,436
+HK$9,285/mo
Deposit HK$3.66M · loan HK$32.94M · min. income ≈ HK$352,302/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$1,555,497 · Scale 2, in force from 26 Feb 2026)