LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,470
−HK$5,235/mo
▼ 0.25% · 3.875%
HK$86,067
−HK$2,638/mo
Today · 4.125%
HK$88,705
baseline
▲ 0.50% · 4.625%
HK$94,102
+HK$5,397/mo
Deposit HK$18.30M · loan HK$18.30M · min. income ≈ HK$177,410/mo (50% DSR)
Upfront cash ≈ HK$19.86M (deposit + AVD stamp duty HK$1,555,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,860
−HK$5,017/mo
▼ 0.25% · 3.875%
HK$95,350
−HK$2,527/mo
Today · 4.125%
HK$97,877
baseline
▲ 0.50% · 4.625%
HK$103,036
+HK$5,159/mo
Deposit HK$18.30M · loan HK$18.30M · min. income ≈ HK$195,754/mo (50% DSR)
Upfront cash ≈ HK$19.86M (deposit + AVD stamp duty HK$1,555,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,164
−HK$6,282/mo
▼ 0.25% · 3.875%
HK$103,280
−HK$3,166/mo
Today · 4.125%
HK$106,446
baseline
▲ 0.50% · 4.625%
HK$112,923
+HK$6,477/mo
Deposit HK$14.64M · loan HK$21.96M · min. income ≈ HK$212,892/mo (50% DSR)
Upfront cash ≈ HK$16.20M (deposit + AVD stamp duty HK$1,555,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,432
−HK$6,020/mo
▼ 0.25% · 3.875%
HK$114,420
−HK$3,032/mo
Today · 4.125%
HK$117,452
baseline
▲ 0.50% · 4.625%
HK$123,643
+HK$6,191/mo
Deposit HK$14.64M · loan HK$21.96M · min. income ≈ HK$234,904/mo (50% DSR)
Upfront cash ≈ HK$16.20M (deposit + AVD stamp duty HK$1,555,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,858
−HK$7,329/mo
▼ 0.25% · 3.875%
HK$120,493
−HK$3,694/mo
Today · 4.125%
HK$124,187
baseline
▲ 0.50% · 4.625%
HK$131,743
+HK$7,556/mo
Deposit HK$10.98M · loan HK$25.62M · min. income ≈ HK$248,374/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$1,555,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,004
−HK$7,024/mo
▼ 0.25% · 3.875%
HK$133,491
−HK$3,537/mo
Today · 4.125%
HK$137,028
baseline
▲ 0.50% · 4.625%
HK$144,251
+HK$7,223/mo
Deposit HK$10.98M · loan HK$25.62M · min. income ≈ HK$274,056/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$1,555,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,247
−HK$9,421/mo
▼ 0.25% · 3.875%
HK$154,920
−HK$4,748/mo
Today · 4.125%
HK$159,668
baseline
▲ 0.50% · 4.625%
HK$169,384
+HK$9,716/mo
Deposit HK$3.66M · loan HK$32.95M · min. income ≈ HK$319,336/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$1,555,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,148
−HK$9,030/mo
▼ 0.25% · 3.875%
HK$171,631
−HK$4,547/mo
Today · 4.125%
HK$176,178
baseline
▲ 0.50% · 4.625%
HK$185,465
+HK$9,287/mo
Deposit HK$3.66M · loan HK$32.95M · min. income ≈ HK$352,356/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$1,555,742 · Scale 2, in force from 26 Feb 2026)