LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,477
−HK$5,234/mo
▼ 0.25% · 3.875%
HK$86,073
−HK$2,638/mo
Today · 4.125%
HK$88,711
baseline
▲ 0.50% · 4.625%
HK$94,109
+HK$5,398/mo
Deposit HK$18.30M · loan HK$18.30M · min. income ≈ HK$177,422/mo (50% DSR)
Upfront cash ≈ HK$19.86M (deposit + AVD stamp duty HK$1,555,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,867
−HK$5,017/mo
▼ 0.25% · 3.875%
HK$95,357
−HK$2,527/mo
Today · 4.125%
HK$97,884
baseline
▲ 0.50% · 4.625%
HK$103,044
+HK$5,160/mo
Deposit HK$18.30M · loan HK$18.30M · min. income ≈ HK$195,768/mo (50% DSR)
Upfront cash ≈ HK$19.86M (deposit + AVD stamp duty HK$1,555,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,172
−HK$6,281/mo
▼ 0.25% · 3.875%
HK$103,288
−HK$3,165/mo
Today · 4.125%
HK$106,453
baseline
▲ 0.50% · 4.625%
HK$112,931
+HK$6,478/mo
Deposit HK$14.64M · loan HK$21.97M · min. income ≈ HK$212,906/mo (50% DSR)
Upfront cash ≈ HK$16.20M (deposit + AVD stamp duty HK$1,555,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,440
−HK$6,021/mo
▼ 0.25% · 3.875%
HK$114,429
−HK$3,032/mo
Today · 4.125%
HK$117,461
baseline
▲ 0.50% · 4.625%
HK$123,652
+HK$6,191/mo
Deposit HK$14.64M · loan HK$21.97M · min. income ≈ HK$234,922/mo (50% DSR)
Upfront cash ≈ HK$16.20M (deposit + AVD stamp duty HK$1,555,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,867
−HK$7,329/mo
▼ 0.25% · 3.875%
HK$120,502
−HK$3,694/mo
Today · 4.125%
HK$124,196
baseline
▲ 0.50% · 4.625%
HK$131,753
+HK$7,557/mo
Deposit HK$10.98M · loan HK$25.63M · min. income ≈ HK$248,392/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$1,555,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,013
−HK$7,025/mo
▼ 0.25% · 3.875%
HK$133,500
−HK$3,538/mo
Today · 4.125%
HK$137,038
baseline
▲ 0.50% · 4.625%
HK$144,261
+HK$7,223/mo
Deposit HK$10.98M · loan HK$25.63M · min. income ≈ HK$274,076/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$1,555,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,258
−HK$9,422/mo
▼ 0.25% · 3.875%
HK$154,932
−HK$4,748/mo
Today · 4.125%
HK$159,680
baseline
▲ 0.50% · 4.625%
HK$169,396
+HK$9,716/mo
Deposit HK$3.66M · loan HK$32.95M · min. income ≈ HK$319,360/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$1,555,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,160
−HK$9,031/mo
▼ 0.25% · 3.875%
HK$171,643
−HK$4,548/mo
Today · 4.125%
HK$176,191
baseline
▲ 0.50% · 4.625%
HK$185,479
+HK$9,288/mo
Deposit HK$3.66M · loan HK$32.95M · min. income ≈ HK$352,382/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$1,555,857 · Scale 2, in force from 26 Feb 2026)