LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,480
−HK$5,234/mo
▼ 0.25% · 3.875%
HK$86,076
−HK$2,638/mo
Today · 4.125%
HK$88,714
baseline
▲ 0.50% · 4.625%
HK$94,113
+HK$5,399/mo
Deposit HK$18.30M · loan HK$18.30M · min. income ≈ HK$177,428/mo (50% DSR)
Upfront cash ≈ HK$19.86M (deposit + AVD stamp duty HK$1,555,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,870
−HK$5,018/mo
▼ 0.25% · 3.875%
HK$95,361
−HK$2,527/mo
Today · 4.125%
HK$97,888
baseline
▲ 0.50% · 4.625%
HK$103,047
+HK$5,159/mo
Deposit HK$18.30M · loan HK$18.30M · min. income ≈ HK$195,776/mo (50% DSR)
Upfront cash ≈ HK$19.86M (deposit + AVD stamp duty HK$1,555,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,175
−HK$6,282/mo
▼ 0.25% · 3.875%
HK$103,291
−HK$3,166/mo
Today · 4.125%
HK$106,457
baseline
▲ 0.50% · 4.625%
HK$112,935
+HK$6,478/mo
Deposit HK$14.64M · loan HK$21.97M · min. income ≈ HK$212,914/mo (50% DSR)
Upfront cash ≈ HK$16.20M (deposit + AVD stamp duty HK$1,555,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,444
−HK$6,021/mo
▼ 0.25% · 3.875%
HK$114,433
−HK$3,032/mo
Today · 4.125%
HK$117,465
baseline
▲ 0.50% · 4.625%
HK$123,657
+HK$6,192/mo
Deposit HK$14.64M · loan HK$21.97M · min. income ≈ HK$234,930/mo (50% DSR)
Upfront cash ≈ HK$16.20M (deposit + AVD stamp duty HK$1,555,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,871
−HK$7,329/mo
▼ 0.25% · 3.875%
HK$120,507
−HK$3,693/mo
Today · 4.125%
HK$124,200
baseline
▲ 0.50% · 4.625%
HK$131,758
+HK$7,558/mo
Deposit HK$10.98M · loan HK$25.63M · min. income ≈ HK$248,400/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$1,555,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,018
−HK$7,025/mo
▼ 0.25% · 3.875%
HK$133,505
−HK$3,538/mo
Today · 4.125%
HK$137,043
baseline
▲ 0.50% · 4.625%
HK$144,266
+HK$7,223/mo
Deposit HK$10.98M · loan HK$25.63M · min. income ≈ HK$274,086/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$1,555,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,263
−HK$9,423/mo
▼ 0.25% · 3.875%
HK$154,937
−HK$4,749/mo
Today · 4.125%
HK$159,686
baseline
▲ 0.50% · 4.625%
HK$169,403
+HK$9,717/mo
Deposit HK$3.66M · loan HK$32.95M · min. income ≈ HK$319,372/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$1,555,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,166
−HK$9,032/mo
▼ 0.25% · 3.875%
HK$171,650
−HK$4,548/mo
Today · 4.125%
HK$176,198
baseline
▲ 0.50% · 4.625%
HK$185,485
+HK$9,287/mo
Deposit HK$3.66M · loan HK$32.95M · min. income ≈ HK$352,396/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$1,555,914 · Scale 2, in force from 26 Feb 2026)