LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,496
−HK$5,236/mo
▼ 0.25% · 3.875%
HK$86,093
−HK$2,639/mo
Today · 4.125%
HK$88,732
baseline
▲ 0.50% · 4.625%
HK$94,131
+HK$5,399/mo
Deposit HK$18.31M · loan HK$18.31M · min. income ≈ HK$177,464/mo (50% DSR)
Upfront cash ≈ HK$19.86M (deposit + AVD stamp duty HK$1,556,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,889
−HK$5,018/mo
▼ 0.25% · 3.875%
HK$95,380
−HK$2,527/mo
Today · 4.125%
HK$97,907
baseline
▲ 0.50% · 4.625%
HK$103,068
+HK$5,161/mo
Deposit HK$18.31M · loan HK$18.31M · min. income ≈ HK$195,814/mo (50% DSR)
Upfront cash ≈ HK$19.86M (deposit + AVD stamp duty HK$1,556,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,195
−HK$6,284/mo
▼ 0.25% · 3.875%
HK$103,312
−HK$3,167/mo
Today · 4.125%
HK$106,479
baseline
▲ 0.50% · 4.625%
HK$112,957
+HK$6,478/mo
Deposit HK$14.65M · loan HK$21.97M · min. income ≈ HK$212,958/mo (50% DSR)
Upfront cash ≈ HK$16.20M (deposit + AVD stamp duty HK$1,556,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,466
−HK$6,023/mo
▼ 0.25% · 3.875%
HK$114,456
−HK$3,033/mo
Today · 4.125%
HK$117,489
baseline
▲ 0.50% · 4.625%
HK$123,682
+HK$6,193/mo
Deposit HK$14.65M · loan HK$21.97M · min. income ≈ HK$234,978/mo (50% DSR)
Upfront cash ≈ HK$16.20M (deposit + AVD stamp duty HK$1,556,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,895
−HK$7,330/mo
▼ 0.25% · 3.875%
HK$120,531
−HK$3,694/mo
Today · 4.125%
HK$124,225
baseline
▲ 0.50% · 4.625%
HK$131,784
+HK$7,559/mo
Deposit HK$10.99M · loan HK$25.63M · min. income ≈ HK$248,450/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$1,556,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,044
−HK$7,026/mo
▼ 0.25% · 3.875%
HK$133,532
−HK$3,538/mo
Today · 4.125%
HK$137,070
baseline
▲ 0.50% · 4.625%
HK$144,295
+HK$7,225/mo
Deposit HK$10.99M · loan HK$25.63M · min. income ≈ HK$274,140/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$1,556,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,293
−HK$9,425/mo
▼ 0.25% · 3.875%
HK$154,968
−HK$4,750/mo
Today · 4.125%
HK$159,718
baseline
▲ 0.50% · 4.625%
HK$169,436
+HK$9,718/mo
Deposit HK$3.66M · loan HK$32.96M · min. income ≈ HK$319,436/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$1,556,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,200
−HK$9,033/mo
▼ 0.25% · 3.875%
HK$171,684
−HK$4,549/mo
Today · 4.125%
HK$176,233
baseline
▲ 0.50% · 4.625%
HK$185,522
+HK$9,289/mo
Deposit HK$3.66M · loan HK$32.96M · min. income ≈ HK$352,466/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$1,556,223 · Scale 2, in force from 26 Feb 2026)