LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,497
−HK$5,236/mo
▼ 0.25% · 3.875%
HK$86,094
−HK$2,639/mo
Today · 4.125%
HK$88,733
baseline
▲ 0.50% · 4.625%
HK$94,132
+HK$5,399/mo
Deposit HK$18.31M · loan HK$18.31M · min. income ≈ HK$177,466/mo (50% DSR)
Upfront cash ≈ HK$19.86M (deposit + AVD stamp duty HK$1,556,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,889
−HK$5,019/mo
▼ 0.25% · 3.875%
HK$95,380
−HK$2,528/mo
Today · 4.125%
HK$97,908
baseline
▲ 0.50% · 4.625%
HK$103,069
+HK$5,161/mo
Deposit HK$18.31M · loan HK$18.31M · min. income ≈ HK$195,816/mo (50% DSR)
Upfront cash ≈ HK$19.86M (deposit + AVD stamp duty HK$1,556,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,196
−HK$6,283/mo
▼ 0.25% · 3.875%
HK$103,313
−HK$3,166/mo
Today · 4.125%
HK$106,479
baseline
▲ 0.50% · 4.625%
HK$112,958
+HK$6,479/mo
Deposit HK$14.65M · loan HK$21.97M · min. income ≈ HK$212,958/mo (50% DSR)
Upfront cash ≈ HK$16.20M (deposit + AVD stamp duty HK$1,556,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,467
−HK$6,022/mo
▼ 0.25% · 3.875%
HK$114,457
−HK$3,032/mo
Today · 4.125%
HK$117,489
baseline
▲ 0.50% · 4.625%
HK$123,682
+HK$6,193/mo
Deposit HK$14.65M · loan HK$21.97M · min. income ≈ HK$234,978/mo (50% DSR)
Upfront cash ≈ HK$16.20M (deposit + AVD stamp duty HK$1,556,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,895
−HK$7,331/mo
▼ 0.25% · 3.875%
HK$120,531
−HK$3,695/mo
Today · 4.125%
HK$124,226
baseline
▲ 0.50% · 4.625%
HK$131,785
+HK$7,559/mo
Deposit HK$10.99M · loan HK$25.63M · min. income ≈ HK$248,452/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$1,556,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,045
−HK$7,026/mo
▼ 0.25% · 3.875%
HK$133,533
−HK$3,538/mo
Today · 4.125%
HK$137,071
baseline
▲ 0.50% · 4.625%
HK$144,296
+HK$7,225/mo
Deposit HK$10.99M · loan HK$25.63M · min. income ≈ HK$274,142/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$1,556,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,294
−HK$9,425/mo
▼ 0.25% · 3.875%
HK$154,969
−HK$4,750/mo
Today · 4.125%
HK$159,719
baseline
▲ 0.50% · 4.625%
HK$169,437
+HK$9,718/mo
Deposit HK$3.66M · loan HK$32.96M · min. income ≈ HK$319,438/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$1,556,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,201
−HK$9,033/mo
▼ 0.25% · 3.875%
HK$171,685
−HK$4,549/mo
Today · 4.125%
HK$176,234
baseline
▲ 0.50% · 4.625%
HK$185,523
+HK$9,289/mo
Deposit HK$3.66M · loan HK$32.96M · min. income ≈ HK$352,468/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$1,556,233 · Scale 2, in force from 26 Feb 2026)