LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,498
−HK$5,236/mo
▼ 0.25% · 3.875%
HK$86,095
−HK$2,639/mo
Today · 4.125%
HK$88,734
baseline
▲ 0.50% · 4.625%
HK$94,133
+HK$5,399/mo
Deposit HK$18.31M · loan HK$18.31M · min. income ≈ HK$177,468/mo (50% DSR)
Upfront cash ≈ HK$19.87M (deposit + AVD stamp duty HK$1,556,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,890
−HK$5,019/mo
▼ 0.25% · 3.875%
HK$95,382
−HK$2,527/mo
Today · 4.125%
HK$97,909
baseline
▲ 0.50% · 4.625%
HK$103,070
+HK$5,161/mo
Deposit HK$18.31M · loan HK$18.31M · min. income ≈ HK$195,818/mo (50% DSR)
Upfront cash ≈ HK$19.87M (deposit + AVD stamp duty HK$1,556,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,197
−HK$6,284/mo
▼ 0.25% · 3.875%
HK$103,314
−HK$3,167/mo
Today · 4.125%
HK$106,481
baseline
▲ 0.50% · 4.625%
HK$112,960
+HK$6,479/mo
Deposit HK$14.65M · loan HK$21.97M · min. income ≈ HK$212,962/mo (50% DSR)
Upfront cash ≈ HK$16.20M (deposit + AVD stamp duty HK$1,556,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,469
−HK$6,022/mo
▼ 0.25% · 3.875%
HK$114,458
−HK$3,033/mo
Today · 4.125%
HK$117,491
baseline
▲ 0.50% · 4.625%
HK$123,684
+HK$6,193/mo
Deposit HK$14.65M · loan HK$21.97M · min. income ≈ HK$234,982/mo (50% DSR)
Upfront cash ≈ HK$16.20M (deposit + AVD stamp duty HK$1,556,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,897
−HK$7,330/mo
▼ 0.25% · 3.875%
HK$120,533
−HK$3,694/mo
Today · 4.125%
HK$124,227
baseline
▲ 0.50% · 4.625%
HK$131,786
+HK$7,559/mo
Deposit HK$10.99M · loan HK$25.63M · min. income ≈ HK$248,454/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$1,556,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,047
−HK$7,026/mo
▼ 0.25% · 3.875%
HK$133,534
−HK$3,539/mo
Today · 4.125%
HK$137,073
baseline
▲ 0.50% · 4.625%
HK$144,298
+HK$7,225/mo
Deposit HK$10.99M · loan HK$25.63M · min. income ≈ HK$274,146/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$1,556,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,296
−HK$9,425/mo
▼ 0.25% · 3.875%
HK$154,971
−HK$4,750/mo
Today · 4.125%
HK$159,721
baseline
▲ 0.50% · 4.625%
HK$169,439
+HK$9,718/mo
Deposit HK$3.66M · loan HK$32.96M · min. income ≈ HK$319,442/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$1,556,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,203
−HK$9,033/mo
▼ 0.25% · 3.875%
HK$171,687
−HK$4,549/mo
Today · 4.125%
HK$176,236
baseline
▲ 0.50% · 4.625%
HK$185,526
+HK$9,290/mo
Deposit HK$3.66M · loan HK$32.96M · min. income ≈ HK$352,472/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$1,556,253 · Scale 2, in force from 26 Feb 2026)