LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,510
−HK$5,236/mo
▼ 0.25% · 3.875%
HK$86,107
−HK$2,639/mo
Today · 4.125%
HK$88,746
baseline
▲ 0.50% · 4.625%
HK$94,147
+HK$5,401/mo
Deposit HK$18.31M · loan HK$18.31M · min. income ≈ HK$177,492/mo (50% DSR)
Upfront cash ≈ HK$19.87M (deposit + AVD stamp duty HK$1,556,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,904
−HK$5,019/mo
▼ 0.25% · 3.875%
HK$95,395
−HK$2,528/mo
Today · 4.125%
HK$97,923
baseline
▲ 0.50% · 4.625%
HK$103,085
+HK$5,162/mo
Deposit HK$18.31M · loan HK$18.31M · min. income ≈ HK$195,846/mo (50% DSR)
Upfront cash ≈ HK$19.87M (deposit + AVD stamp duty HK$1,556,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,212
−HK$6,284/mo
▼ 0.25% · 3.875%
HK$103,329
−HK$3,167/mo
Today · 4.125%
HK$106,496
baseline
▲ 0.50% · 4.625%
HK$112,976
+HK$6,480/mo
Deposit HK$14.65M · loan HK$21.97M · min. income ≈ HK$212,992/mo (50% DSR)
Upfront cash ≈ HK$16.21M (deposit + AVD stamp duty HK$1,556,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,484
−HK$6,024/mo
▼ 0.25% · 3.875%
HK$114,474
−HK$3,034/mo
Today · 4.125%
HK$117,508
baseline
▲ 0.50% · 4.625%
HK$123,702
+HK$6,194/mo
Deposit HK$14.65M · loan HK$21.97M · min. income ≈ HK$235,016/mo (50% DSR)
Upfront cash ≈ HK$16.21M (deposit + AVD stamp duty HK$1,556,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,914
−HK$7,331/mo
▼ 0.25% · 3.875%
HK$120,550
−HK$3,695/mo
Today · 4.125%
HK$124,245
baseline
▲ 0.50% · 4.625%
HK$131,805
+HK$7,560/mo
Deposit HK$10.99M · loan HK$25.64M · min. income ≈ HK$248,490/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$1,556,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,065
−HK$7,027/mo
▼ 0.25% · 3.875%
HK$133,553
−HK$3,539/mo
Today · 4.125%
HK$137,092
baseline
▲ 0.50% · 4.625%
HK$144,319
+HK$7,227/mo
Deposit HK$10.99M · loan HK$25.64M · min. income ≈ HK$274,184/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$1,556,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,317
−HK$9,427/mo
▼ 0.25% · 3.875%
HK$154,993
−HK$4,751/mo
Today · 4.125%
HK$159,744
baseline
▲ 0.50% · 4.625%
HK$169,464
+HK$9,720/mo
Deposit HK$3.66M · loan HK$32.96M · min. income ≈ HK$319,488/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$1,556,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,227
−HK$9,034/mo
▼ 0.25% · 3.875%
HK$171,712
−HK$4,549/mo
Today · 4.125%
HK$176,261
baseline
▲ 0.50% · 4.625%
HK$185,552
+HK$9,291/mo
Deposit HK$3.66M · loan HK$32.96M · min. income ≈ HK$352,522/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$1,556,475 · Scale 2, in force from 26 Feb 2026)