LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,511
−HK$5,237/mo
▼ 0.25% · 3.875%
HK$86,108
−HK$2,640/mo
Today · 4.125%
HK$88,748
baseline
▲ 0.50% · 4.625%
HK$94,148
+HK$5,400/mo
Deposit HK$18.31M · loan HK$18.31M · min. income ≈ HK$177,496/mo (50% DSR)
Upfront cash ≈ HK$19.87M (deposit + AVD stamp duty HK$1,556,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,905
−HK$5,019/mo
▼ 0.25% · 3.875%
HK$95,397
−HK$2,527/mo
Today · 4.125%
HK$97,924
baseline
▲ 0.50% · 4.625%
HK$103,086
+HK$5,162/mo
Deposit HK$18.31M · loan HK$18.31M · min. income ≈ HK$195,848/mo (50% DSR)
Upfront cash ≈ HK$19.87M (deposit + AVD stamp duty HK$1,556,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,213
−HK$6,284/mo
▼ 0.25% · 3.875%
HK$103,330
−HK$3,167/mo
Today · 4.125%
HK$106,497
baseline
▲ 0.50% · 4.625%
HK$112,977
+HK$6,480/mo
Deposit HK$14.65M · loan HK$21.97M · min. income ≈ HK$212,994/mo (50% DSR)
Upfront cash ≈ HK$16.21M (deposit + AVD stamp duty HK$1,556,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,486
−HK$6,023/mo
▼ 0.25% · 3.875%
HK$114,476
−HK$3,033/mo
Today · 4.125%
HK$117,509
baseline
▲ 0.50% · 4.625%
HK$123,703
+HK$6,194/mo
Deposit HK$14.65M · loan HK$21.97M · min. income ≈ HK$235,018/mo (50% DSR)
Upfront cash ≈ HK$16.21M (deposit + AVD stamp duty HK$1,556,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,915
−HK$7,332/mo
▼ 0.25% · 3.875%
HK$120,552
−HK$3,695/mo
Today · 4.125%
HK$124,247
baseline
▲ 0.50% · 4.625%
HK$131,807
+HK$7,560/mo
Deposit HK$10.99M · loan HK$25.64M · min. income ≈ HK$248,494/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$1,556,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,067
−HK$7,027/mo
▼ 0.25% · 3.875%
HK$133,555
−HK$3,539/mo
Today · 4.125%
HK$137,094
baseline
▲ 0.50% · 4.625%
HK$144,320
+HK$7,226/mo
Deposit HK$10.99M · loan HK$25.64M · min. income ≈ HK$274,188/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$1,556,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,319
−HK$9,427/mo
▼ 0.25% · 3.875%
HK$154,995
−HK$4,751/mo
Today · 4.125%
HK$159,746
baseline
▲ 0.50% · 4.625%
HK$169,466
+HK$9,720/mo
Deposit HK$3.66M · loan HK$32.96M · min. income ≈ HK$319,492/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$1,556,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,229
−HK$9,035/mo
▼ 0.25% · 3.875%
HK$171,714
−HK$4,550/mo
Today · 4.125%
HK$176,264
baseline
▲ 0.50% · 4.625%
HK$185,555
+HK$9,291/mo
Deposit HK$3.66M · loan HK$32.96M · min. income ≈ HK$352,528/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$1,556,496 · Scale 2, in force from 26 Feb 2026)