LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,525
−HK$5,237/mo
▼ 0.25% · 3.875%
HK$86,123
−HK$2,639/mo
Today · 4.125%
HK$88,762
baseline
▲ 0.50% · 4.625%
HK$94,163
+HK$5,401/mo
Deposit HK$18.31M · loan HK$18.31M · min. income ≈ HK$177,524/mo (50% DSR)
Upfront cash ≈ HK$19.87M (deposit + AVD stamp duty HK$1,556,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,920
−HK$5,020/mo
▼ 0.25% · 3.875%
HK$95,412
−HK$2,528/mo
Today · 4.125%
HK$97,940
baseline
▲ 0.50% · 4.625%
HK$103,103
+HK$5,163/mo
Deposit HK$18.31M · loan HK$18.31M · min. income ≈ HK$195,880/mo (50% DSR)
Upfront cash ≈ HK$19.87M (deposit + AVD stamp duty HK$1,556,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,229
−HK$6,286/mo
▼ 0.25% · 3.875%
HK$103,347
−HK$3,168/mo
Today · 4.125%
HK$106,515
baseline
▲ 0.50% · 4.625%
HK$112,996
+HK$6,481/mo
Deposit HK$14.65M · loan HK$21.98M · min. income ≈ HK$213,030/mo (50% DSR)
Upfront cash ≈ HK$16.21M (deposit + AVD stamp duty HK$1,556,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,504
−HK$6,024/mo
▼ 0.25% · 3.875%
HK$114,495
−HK$3,033/mo
Today · 4.125%
HK$117,528
baseline
▲ 0.50% · 4.625%
HK$123,724
+HK$6,196/mo
Deposit HK$14.65M · loan HK$21.98M · min. income ≈ HK$235,056/mo (50% DSR)
Upfront cash ≈ HK$16.21M (deposit + AVD stamp duty HK$1,556,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,934
−HK$7,333/mo
▼ 0.25% · 3.875%
HK$120,572
−HK$3,695/mo
Today · 4.125%
HK$124,267
baseline
▲ 0.50% · 4.625%
HK$131,829
+HK$7,562/mo
Deposit HK$10.99M · loan HK$25.64M · min. income ≈ HK$248,534/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$1,556,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,088
−HK$7,029/mo
▼ 0.25% · 3.875%
HK$133,577
−HK$3,540/mo
Today · 4.125%
HK$137,117
baseline
▲ 0.50% · 4.625%
HK$144,344
+HK$7,227/mo
Deposit HK$10.99M · loan HK$25.64M · min. income ≈ HK$274,234/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$1,556,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,344
−HK$9,428/mo
▼ 0.25% · 3.875%
HK$155,021
−HK$4,751/mo
Today · 4.125%
HK$159,772
baseline
▲ 0.50% · 4.625%
HK$169,494
+HK$9,722/mo
Deposit HK$3.66M · loan HK$32.97M · min. income ≈ HK$319,544/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$1,556,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,256
−HK$9,037/mo
▼ 0.25% · 3.875%
HK$171,742
−HK$4,551/mo
Today · 4.125%
HK$176,293
baseline
▲ 0.50% · 4.625%
HK$185,585
+HK$9,292/mo
Deposit HK$3.66M · loan HK$32.97M · min. income ≈ HK$352,586/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$1,556,752 · Scale 2, in force from 26 Feb 2026)