LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,525
−HK$5,238/mo
▼ 0.25% · 3.875%
HK$86,123
−HK$2,640/mo
Today · 4.125%
HK$88,763
baseline
▲ 0.50% · 4.625%
HK$94,164
+HK$5,401/mo
Deposit HK$18.31M · loan HK$18.31M · min. income ≈ HK$177,526/mo (50% DSR)
Upfront cash ≈ HK$19.87M (deposit + AVD stamp duty HK$1,556,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,921
−HK$5,020/mo
▼ 0.25% · 3.875%
HK$95,413
−HK$2,528/mo
Today · 4.125%
HK$97,941
baseline
▲ 0.50% · 4.625%
HK$103,103
+HK$5,162/mo
Deposit HK$18.31M · loan HK$18.31M · min. income ≈ HK$195,882/mo (50% DSR)
Upfront cash ≈ HK$19.87M (deposit + AVD stamp duty HK$1,556,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,230
−HK$6,285/mo
▼ 0.25% · 3.875%
HK$103,348
−HK$3,167/mo
Today · 4.125%
HK$106,515
baseline
▲ 0.50% · 4.625%
HK$112,996
+HK$6,481/mo
Deposit HK$14.65M · loan HK$21.98M · min. income ≈ HK$213,030/mo (50% DSR)
Upfront cash ≈ HK$16.21M (deposit + AVD stamp duty HK$1,556,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,505
−HK$6,024/mo
▼ 0.25% · 3.875%
HK$114,495
−HK$3,034/mo
Today · 4.125%
HK$117,529
baseline
▲ 0.50% · 4.625%
HK$123,724
+HK$6,195/mo
Deposit HK$14.65M · loan HK$21.98M · min. income ≈ HK$235,058/mo (50% DSR)
Upfront cash ≈ HK$16.21M (deposit + AVD stamp duty HK$1,556,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,935
−HK$7,333/mo
▼ 0.25% · 3.875%
HK$120,572
−HK$3,696/mo
Today · 4.125%
HK$124,268
baseline
▲ 0.50% · 4.625%
HK$131,829
+HK$7,561/mo
Deposit HK$10.99M · loan HK$25.64M · min. income ≈ HK$248,536/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$1,556,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,089
−HK$7,028/mo
▼ 0.25% · 3.875%
HK$133,578
−HK$3,539/mo
Today · 4.125%
HK$137,117
baseline
▲ 0.50% · 4.625%
HK$144,345
+HK$7,228/mo
Deposit HK$10.99M · loan HK$25.64M · min. income ≈ HK$274,234/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$1,556,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,345
−HK$9,428/mo
▼ 0.25% · 3.875%
HK$155,021
−HK$4,752/mo
Today · 4.125%
HK$159,773
baseline
▲ 0.50% · 4.625%
HK$169,494
+HK$9,721/mo
Deposit HK$3.66M · loan HK$32.97M · min. income ≈ HK$319,546/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$1,556,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,257
−HK$9,036/mo
▼ 0.25% · 3.875%
HK$171,743
−HK$4,550/mo
Today · 4.125%
HK$176,293
baseline
▲ 0.50% · 4.625%
HK$185,586
+HK$9,293/mo
Deposit HK$3.66M · loan HK$32.97M · min. income ≈ HK$352,586/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$1,556,758 · Scale 2, in force from 26 Feb 2026)