LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,526
−HK$5,238/mo
▼ 0.25% · 3.875%
HK$86,125
−HK$2,639/mo
Today · 4.125%
HK$88,764
baseline
▲ 0.50% · 4.625%
HK$94,165
+HK$5,401/mo
Deposit HK$18.32M · loan HK$18.32M · min. income ≈ HK$177,528/mo (50% DSR)
Upfront cash ≈ HK$19.87M (deposit + AVD stamp duty HK$1,556,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,922
−HK$5,021/mo
▼ 0.25% · 3.875%
HK$95,414
−HK$2,529/mo
Today · 4.125%
HK$97,943
baseline
▲ 0.50% · 4.625%
HK$103,105
+HK$5,162/mo
Deposit HK$18.32M · loan HK$18.32M · min. income ≈ HK$195,886/mo (50% DSR)
Upfront cash ≈ HK$19.87M (deposit + AVD stamp duty HK$1,556,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,232
−HK$6,285/mo
▼ 0.25% · 3.875%
HK$103,349
−HK$3,168/mo
Today · 4.125%
HK$106,517
baseline
▲ 0.50% · 4.625%
HK$112,998
+HK$6,481/mo
Deposit HK$14.65M · loan HK$21.98M · min. income ≈ HK$213,034/mo (50% DSR)
Upfront cash ≈ HK$16.21M (deposit + AVD stamp duty HK$1,556,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,507
−HK$6,024/mo
▼ 0.25% · 3.875%
HK$114,497
−HK$3,034/mo
Today · 4.125%
HK$117,531
baseline
▲ 0.50% · 4.625%
HK$123,726
+HK$6,195/mo
Deposit HK$14.65M · loan HK$21.98M · min. income ≈ HK$235,062/mo (50% DSR)
Upfront cash ≈ HK$16.21M (deposit + AVD stamp duty HK$1,556,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,937
−HK$7,333/mo
▼ 0.25% · 3.875%
HK$120,574
−HK$3,696/mo
Today · 4.125%
HK$124,270
baseline
▲ 0.50% · 4.625%
HK$131,831
+HK$7,561/mo
Deposit HK$10.99M · loan HK$25.64M · min. income ≈ HK$248,540/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$1,556,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,091
−HK$7,029/mo
▼ 0.25% · 3.875%
HK$133,580
−HK$3,540/mo
Today · 4.125%
HK$137,120
baseline
▲ 0.50% · 4.625%
HK$144,347
+HK$7,227/mo
Deposit HK$10.99M · loan HK$25.64M · min. income ≈ HK$274,240/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$1,556,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,348
−HK$9,428/mo
▼ 0.25% · 3.875%
HK$155,024
−HK$4,752/mo
Today · 4.125%
HK$159,776
baseline
▲ 0.50% · 4.625%
HK$169,498
+HK$9,722/mo
Deposit HK$3.66M · loan HK$32.97M · min. income ≈ HK$319,552/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$1,556,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,260
−HK$9,037/mo
▼ 0.25% · 3.875%
HK$171,746
−HK$4,551/mo
Today · 4.125%
HK$176,297
baseline
▲ 0.50% · 4.625%
HK$185,589
+HK$9,292/mo
Deposit HK$3.66M · loan HK$32.97M · min. income ≈ HK$352,594/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$1,556,787 · Scale 2, in force from 26 Feb 2026)