LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,530
−HK$5,239/mo
▼ 0.25% · 3.875%
HK$86,129
−HK$2,640/mo
Today · 4.125%
HK$88,769
baseline
▲ 0.50% · 4.625%
HK$94,170
+HK$5,401/mo
Deposit HK$18.32M · loan HK$18.32M · min. income ≈ HK$177,538/mo (50% DSR)
Upfront cash ≈ HK$19.87M (deposit + AVD stamp duty HK$1,556,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,927
−HK$5,020/mo
▼ 0.25% · 3.875%
HK$95,419
−HK$2,528/mo
Today · 4.125%
HK$97,947
baseline
▲ 0.50% · 4.625%
HK$103,110
+HK$5,163/mo
Deposit HK$18.32M · loan HK$18.32M · min. income ≈ HK$195,894/mo (50% DSR)
Upfront cash ≈ HK$19.87M (deposit + AVD stamp duty HK$1,556,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,236
−HK$6,286/mo
▼ 0.25% · 3.875%
HK$103,354
−HK$3,168/mo
Today · 4.125%
HK$106,522
baseline
▲ 0.50% · 4.625%
HK$113,004
+HK$6,482/mo
Deposit HK$14.65M · loan HK$21.98M · min. income ≈ HK$213,044/mo (50% DSR)
Upfront cash ≈ HK$16.21M (deposit + AVD stamp duty HK$1,556,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,512
−HK$6,025/mo
▼ 0.25% · 3.875%
HK$114,503
−HK$3,034/mo
Today · 4.125%
HK$117,537
baseline
▲ 0.50% · 4.625%
HK$123,732
+HK$6,195/mo
Deposit HK$14.65M · loan HK$21.98M · min. income ≈ HK$235,074/mo (50% DSR)
Upfront cash ≈ HK$16.21M (deposit + AVD stamp duty HK$1,556,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,943
−HK$7,333/mo
▼ 0.25% · 3.875%
HK$120,580
−HK$3,696/mo
Today · 4.125%
HK$124,276
baseline
▲ 0.50% · 4.625%
HK$131,838
+HK$7,562/mo
Deposit HK$10.99M · loan HK$25.64M · min. income ≈ HK$248,552/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$1,556,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,097
−HK$7,029/mo
▼ 0.25% · 3.875%
HK$133,587
−HK$3,539/mo
Today · 4.125%
HK$137,126
baseline
▲ 0.50% · 4.625%
HK$144,354
+HK$7,228/mo
Deposit HK$10.99M · loan HK$25.64M · min. income ≈ HK$274,252/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$1,556,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,355
−HK$9,428/mo
▼ 0.25% · 3.875%
HK$155,032
−HK$4,751/mo
Today · 4.125%
HK$159,783
baseline
▲ 0.50% · 4.625%
HK$169,506
+HK$9,723/mo
Deposit HK$3.66M · loan HK$32.97M · min. income ≈ HK$319,566/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$1,556,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,268
−HK$9,037/mo
▼ 0.25% · 3.875%
HK$171,754
−HK$4,551/mo
Today · 4.125%
HK$176,305
baseline
▲ 0.50% · 4.625%
HK$185,598
+HK$9,293/mo
Deposit HK$3.66M · loan HK$32.97M · min. income ≈ HK$352,610/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$1,556,861 · Scale 2, in force from 26 Feb 2026)