LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,531
−HK$5,238/mo
▼ 0.25% · 3.875%
HK$86,130
−HK$2,639/mo
Today · 4.125%
HK$88,769
baseline
▲ 0.50% · 4.625%
HK$94,171
+HK$5,402/mo
Deposit HK$18.32M · loan HK$18.32M · min. income ≈ HK$177,538/mo (50% DSR)
Upfront cash ≈ HK$19.87M (deposit + AVD stamp duty HK$1,556,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,928
−HK$5,020/mo
▼ 0.25% · 3.875%
HK$95,420
−HK$2,528/mo
Today · 4.125%
HK$97,948
baseline
▲ 0.50% · 4.625%
HK$103,111
+HK$5,163/mo
Deposit HK$18.32M · loan HK$18.32M · min. income ≈ HK$195,896/mo (50% DSR)
Upfront cash ≈ HK$19.87M (deposit + AVD stamp duty HK$1,556,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,237
−HK$6,286/mo
▼ 0.25% · 3.875%
HK$103,355
−HK$3,168/mo
Today · 4.125%
HK$106,523
baseline
▲ 0.50% · 4.625%
HK$113,005
+HK$6,482/mo
Deposit HK$14.65M · loan HK$21.98M · min. income ≈ HK$213,046/mo (50% DSR)
Upfront cash ≈ HK$16.21M (deposit + AVD stamp duty HK$1,556,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,513
−HK$6,025/mo
▼ 0.25% · 3.875%
HK$114,504
−HK$3,034/mo
Today · 4.125%
HK$117,538
baseline
▲ 0.50% · 4.625%
HK$123,733
+HK$6,195/mo
Deposit HK$14.65M · loan HK$21.98M · min. income ≈ HK$235,076/mo (50% DSR)
Upfront cash ≈ HK$16.21M (deposit + AVD stamp duty HK$1,556,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,944
−HK$7,333/mo
▼ 0.25% · 3.875%
HK$120,581
−HK$3,696/mo
Today · 4.125%
HK$124,277
baseline
▲ 0.50% · 4.625%
HK$131,839
+HK$7,562/mo
Deposit HK$10.99M · loan HK$25.64M · min. income ≈ HK$248,554/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$1,556,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,099
−HK$7,029/mo
▼ 0.25% · 3.875%
HK$133,588
−HK$3,540/mo
Today · 4.125%
HK$137,128
baseline
▲ 0.50% · 4.625%
HK$144,356
+HK$7,228/mo
Deposit HK$10.99M · loan HK$25.64M · min. income ≈ HK$274,256/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$1,556,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,356
−HK$9,429/mo
▼ 0.25% · 3.875%
HK$155,033
−HK$4,752/mo
Today · 4.125%
HK$159,785
baseline
▲ 0.50% · 4.625%
HK$169,507
+HK$9,722/mo
Deposit HK$3.66M · loan HK$32.97M · min. income ≈ HK$319,570/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$1,556,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,270
−HK$9,037/mo
▼ 0.25% · 3.875%
HK$171,756
−HK$4,551/mo
Today · 4.125%
HK$176,307
baseline
▲ 0.50% · 4.625%
HK$185,600
+HK$9,293/mo
Deposit HK$3.66M · loan HK$32.97M · min. income ≈ HK$352,614/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$1,556,876 · Scale 2, in force from 26 Feb 2026)