LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,534
−HK$5,238/mo
▼ 0.25% · 3.875%
HK$86,133
−HK$2,639/mo
Today · 4.125%
HK$88,772
baseline
▲ 0.50% · 4.625%
HK$94,174
+HK$5,402/mo
Deposit HK$18.32M · loan HK$18.32M · min. income ≈ HK$177,544/mo (50% DSR)
Upfront cash ≈ HK$19.87M (deposit + AVD stamp duty HK$1,556,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,931
−HK$5,021/mo
▼ 0.25% · 3.875%
HK$95,423
−HK$2,529/mo
Today · 4.125%
HK$97,952
baseline
▲ 0.50% · 4.625%
HK$103,115
+HK$5,163/mo
Deposit HK$18.32M · loan HK$18.32M · min. income ≈ HK$195,904/mo (50% DSR)
Upfront cash ≈ HK$19.87M (deposit + AVD stamp duty HK$1,556,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,241
−HK$6,286/mo
▼ 0.25% · 3.875%
HK$103,359
−HK$3,168/mo
Today · 4.125%
HK$106,527
baseline
▲ 0.50% · 4.625%
HK$113,009
+HK$6,482/mo
Deposit HK$14.65M · loan HK$21.98M · min. income ≈ HK$213,054/mo (50% DSR)
Upfront cash ≈ HK$16.21M (deposit + AVD stamp duty HK$1,556,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,517
−HK$6,025/mo
▼ 0.25% · 3.875%
HK$114,508
−HK$3,034/mo
Today · 4.125%
HK$117,542
baseline
▲ 0.50% · 4.625%
HK$123,738
+HK$6,196/mo
Deposit HK$14.65M · loan HK$21.98M · min. income ≈ HK$235,084/mo (50% DSR)
Upfront cash ≈ HK$16.21M (deposit + AVD stamp duty HK$1,556,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,948
−HK$7,333/mo
▼ 0.25% · 3.875%
HK$120,586
−HK$3,695/mo
Today · 4.125%
HK$124,281
baseline
▲ 0.50% · 4.625%
HK$131,844
+HK$7,563/mo
Deposit HK$10.99M · loan HK$25.64M · min. income ≈ HK$248,562/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$1,556,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,103
−HK$7,029/mo
▼ 0.25% · 3.875%
HK$133,593
−HK$3,539/mo
Today · 4.125%
HK$137,132
baseline
▲ 0.50% · 4.625%
HK$144,361
+HK$7,229/mo
Deposit HK$10.99M · loan HK$25.64M · min. income ≈ HK$274,264/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$1,556,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,361
−HK$9,429/mo
▼ 0.25% · 3.875%
HK$155,039
−HK$4,751/mo
Today · 4.125%
HK$159,790
baseline
▲ 0.50% · 4.625%
HK$169,513
+HK$9,723/mo
Deposit HK$3.66M · loan HK$32.97M · min. income ≈ HK$319,580/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$1,556,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,276
−HK$9,037/mo
▼ 0.25% · 3.875%
HK$171,762
−HK$4,551/mo
Today · 4.125%
HK$176,313
baseline
▲ 0.50% · 4.625%
HK$185,607
+HK$9,294/mo
Deposit HK$3.66M · loan HK$32.97M · min. income ≈ HK$352,626/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$1,556,931 · Scale 2, in force from 26 Feb 2026)