LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,539
−HK$5,239/mo
▼ 0.25% · 3.875%
HK$86,138
−HK$2,640/mo
Today · 4.125%
HK$88,778
baseline
▲ 0.50% · 4.625%
HK$94,180
+HK$5,402/mo
Deposit HK$18.32M · loan HK$18.32M · min. income ≈ HK$177,556/mo (50% DSR)
Upfront cash ≈ HK$19.87M (deposit + AVD stamp duty HK$1,557,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,936
−HK$5,021/mo
▼ 0.25% · 3.875%
HK$95,429
−HK$2,528/mo
Today · 4.125%
HK$97,957
baseline
▲ 0.50% · 4.625%
HK$103,121
+HK$5,164/mo
Deposit HK$18.32M · loan HK$18.32M · min. income ≈ HK$195,914/mo (50% DSR)
Upfront cash ≈ HK$19.87M (deposit + AVD stamp duty HK$1,557,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,247
−HK$6,286/mo
▼ 0.25% · 3.875%
HK$103,365
−HK$3,168/mo
Today · 4.125%
HK$106,533
baseline
▲ 0.50% · 4.625%
HK$113,015
+HK$6,482/mo
Deposit HK$14.65M · loan HK$21.98M · min. income ≈ HK$213,066/mo (50% DSR)
Upfront cash ≈ HK$16.21M (deposit + AVD stamp duty HK$1,557,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,524
−HK$6,025/mo
▼ 0.25% · 3.875%
HK$114,515
−HK$3,034/mo
Today · 4.125%
HK$117,549
baseline
▲ 0.50% · 4.625%
HK$123,745
+HK$6,196/mo
Deposit HK$14.65M · loan HK$21.98M · min. income ≈ HK$235,098/mo (50% DSR)
Upfront cash ≈ HK$16.21M (deposit + AVD stamp duty HK$1,557,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,955
−HK$7,334/mo
▼ 0.25% · 3.875%
HK$120,593
−HK$3,696/mo
Today · 4.125%
HK$124,289
baseline
▲ 0.50% · 4.625%
HK$131,851
+HK$7,562/mo
Deposit HK$10.99M · loan HK$25.65M · min. income ≈ HK$248,578/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$1,557,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,111
−HK$7,029/mo
▼ 0.25% · 3.875%
HK$133,600
−HK$3,540/mo
Today · 4.125%
HK$137,140
baseline
▲ 0.50% · 4.625%
HK$144,369
+HK$7,229/mo
Deposit HK$10.99M · loan HK$25.65M · min. income ≈ HK$274,280/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$1,557,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,370
−HK$9,430/mo
▼ 0.25% · 3.875%
HK$155,048
−HK$4,752/mo
Today · 4.125%
HK$159,800
baseline
▲ 0.50% · 4.625%
HK$169,523
+HK$9,723/mo
Deposit HK$3.66M · loan HK$32.97M · min. income ≈ HK$319,600/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$1,557,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,285
−HK$9,038/mo
▼ 0.25% · 3.875%
HK$171,772
−HK$4,551/mo
Today · 4.125%
HK$176,323
baseline
▲ 0.50% · 4.625%
HK$185,618
+HK$9,295/mo
Deposit HK$3.66M · loan HK$32.97M · min. income ≈ HK$352,646/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$1,557,022 · Scale 2, in force from 26 Feb 2026)