LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,552
−HK$5,239/mo
▼ 0.25% · 3.875%
HK$86,151
−HK$2,640/mo
Today · 4.125%
HK$88,791
baseline
▲ 0.50% · 4.625%
HK$94,194
+HK$5,403/mo
Deposit HK$18.32M · loan HK$18.32M · min. income ≈ HK$177,582/mo (50% DSR)
Upfront cash ≈ HK$19.88M (deposit + AVD stamp duty HK$1,557,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,951
−HK$5,021/mo
▼ 0.25% · 3.875%
HK$95,443
−HK$2,529/mo
Today · 4.125%
HK$97,972
baseline
▲ 0.50% · 4.625%
HK$103,137
+HK$5,165/mo
Deposit HK$18.32M · loan HK$18.32M · min. income ≈ HK$195,944/mo (50% DSR)
Upfront cash ≈ HK$19.88M (deposit + AVD stamp duty HK$1,557,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,262
−HK$6,287/mo
▼ 0.25% · 3.875%
HK$103,381
−HK$3,168/mo
Today · 4.125%
HK$106,549
baseline
▲ 0.50% · 4.625%
HK$113,033
+HK$6,484/mo
Deposit HK$14.66M · loan HK$21.98M · min. income ≈ HK$213,098/mo (50% DSR)
Upfront cash ≈ HK$16.21M (deposit + AVD stamp duty HK$1,557,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,541
−HK$6,026/mo
▼ 0.25% · 3.875%
HK$114,532
−HK$3,035/mo
Today · 4.125%
HK$117,567
baseline
▲ 0.50% · 4.625%
HK$123,764
+HK$6,197/mo
Deposit HK$14.66M · loan HK$21.98M · min. income ≈ HK$235,134/mo (50% DSR)
Upfront cash ≈ HK$16.21M (deposit + AVD stamp duty HK$1,557,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,973
−HK$7,335/mo
▼ 0.25% · 3.875%
HK$120,611
−HK$3,697/mo
Today · 4.125%
HK$124,308
baseline
▲ 0.50% · 4.625%
HK$131,872
+HK$7,564/mo
Deposit HK$10.99M · loan HK$25.65M · min. income ≈ HK$248,616/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$1,557,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,131
−HK$7,030/mo
▼ 0.25% · 3.875%
HK$133,621
−HK$3,540/mo
Today · 4.125%
HK$137,161
baseline
▲ 0.50% · 4.625%
HK$144,391
+HK$7,230/mo
Deposit HK$10.99M · loan HK$25.65M · min. income ≈ HK$274,322/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$1,557,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,393
−HK$9,431/mo
▼ 0.25% · 3.875%
HK$155,071
−HK$4,753/mo
Today · 4.125%
HK$159,824
baseline
▲ 0.50% · 4.625%
HK$169,549
+HK$9,725/mo
Deposit HK$3.66M · loan HK$32.98M · min. income ≈ HK$319,648/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$1,557,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,311
−HK$9,039/mo
▼ 0.25% · 3.875%
HK$171,798
−HK$4,552/mo
Today · 4.125%
HK$176,350
baseline
▲ 0.50% · 4.625%
HK$185,646
+HK$9,296/mo
Deposit HK$3.66M · loan HK$32.98M · min. income ≈ HK$352,700/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$1,557,260 · Scale 2, in force from 26 Feb 2026)