LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,556
−HK$5,239/mo
▼ 0.25% · 3.875%
HK$86,155
−HK$2,640/mo
Today · 4.125%
HK$88,795
baseline
▲ 0.50% · 4.625%
HK$94,198
+HK$5,403/mo
Deposit HK$18.32M · loan HK$18.32M · min. income ≈ HK$177,590/mo (50% DSR)
Upfront cash ≈ HK$19.88M (deposit + AVD stamp duty HK$1,557,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,955
−HK$5,022/mo
▼ 0.25% · 3.875%
HK$95,448
−HK$2,529/mo
Today · 4.125%
HK$97,977
baseline
▲ 0.50% · 4.625%
HK$103,141
+HK$5,164/mo
Deposit HK$18.32M · loan HK$18.32M · min. income ≈ HK$195,954/mo (50% DSR)
Upfront cash ≈ HK$19.88M (deposit + AVD stamp duty HK$1,557,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,267
−HK$6,287/mo
▼ 0.25% · 3.875%
HK$103,386
−HK$3,168/mo
Today · 4.125%
HK$106,554
baseline
▲ 0.50% · 4.625%
HK$113,038
+HK$6,484/mo
Deposit HK$14.66M · loan HK$21.99M · min. income ≈ HK$213,108/mo (50% DSR)
Upfront cash ≈ HK$16.21M (deposit + AVD stamp duty HK$1,557,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,546
−HK$6,026/mo
▼ 0.25% · 3.875%
HK$114,537
−HK$3,035/mo
Today · 4.125%
HK$117,572
baseline
▲ 0.50% · 4.625%
HK$123,769
+HK$6,197/mo
Deposit HK$14.66M · loan HK$21.99M · min. income ≈ HK$235,144/mo (50% DSR)
Upfront cash ≈ HK$16.21M (deposit + AVD stamp duty HK$1,557,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,978
−HK$7,335/mo
▼ 0.25% · 3.875%
HK$120,616
−HK$3,697/mo
Today · 4.125%
HK$124,313
baseline
▲ 0.50% · 4.625%
HK$131,877
+HK$7,564/mo
Deposit HK$10.99M · loan HK$25.65M · min. income ≈ HK$248,626/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$1,557,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,137
−HK$7,030/mo
▼ 0.25% · 3.875%
HK$133,627
−HK$3,540/mo
Today · 4.125%
HK$137,167
baseline
▲ 0.50% · 4.625%
HK$144,398
+HK$7,231/mo
Deposit HK$10.99M · loan HK$25.65M · min. income ≈ HK$274,334/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$1,557,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,400
−HK$9,431/mo
▼ 0.25% · 3.875%
HK$155,078
−HK$4,753/mo
Today · 4.125%
HK$159,831
baseline
▲ 0.50% · 4.625%
HK$169,557
+HK$9,726/mo
Deposit HK$3.66M · loan HK$32.98M · min. income ≈ HK$319,662/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$1,557,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,318
−HK$9,040/mo
▼ 0.25% · 3.875%
HK$171,806
−HK$4,552/mo
Today · 4.125%
HK$176,358
baseline
▲ 0.50% · 4.625%
HK$185,654
+HK$9,296/mo
Deposit HK$3.66M · loan HK$32.98M · min. income ≈ HK$352,716/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$1,557,330 · Scale 2, in force from 26 Feb 2026)