LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,563
−HK$5,240/mo
▼ 0.25% · 3.875%
HK$86,162
−HK$2,641/mo
Today · 4.125%
HK$88,803
baseline
▲ 0.50% · 4.625%
HK$94,207
+HK$5,404/mo
Deposit HK$18.32M · loan HK$18.32M · min. income ≈ HK$177,606/mo (50% DSR)
Upfront cash ≈ HK$19.88M (deposit + AVD stamp duty HK$1,557,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,963
−HK$5,023/mo
▼ 0.25% · 3.875%
HK$95,456
−HK$2,530/mo
Today · 4.125%
HK$97,986
baseline
▲ 0.50% · 4.625%
HK$103,151
+HK$5,165/mo
Deposit HK$18.32M · loan HK$18.32M · min. income ≈ HK$195,972/mo (50% DSR)
Upfront cash ≈ HK$19.88M (deposit + AVD stamp duty HK$1,557,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,276
−HK$6,288/mo
▼ 0.25% · 3.875%
HK$103,395
−HK$3,169/mo
Today · 4.125%
HK$106,564
baseline
▲ 0.50% · 4.625%
HK$113,048
+HK$6,484/mo
Deposit HK$14.66M · loan HK$21.99M · min. income ≈ HK$213,128/mo (50% DSR)
Upfront cash ≈ HK$16.22M (deposit + AVD stamp duty HK$1,557,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,556
−HK$6,027/mo
▼ 0.25% · 3.875%
HK$114,548
−HK$3,035/mo
Today · 4.125%
HK$117,583
baseline
▲ 0.50% · 4.625%
HK$123,781
+HK$6,198/mo
Deposit HK$14.66M · loan HK$21.99M · min. income ≈ HK$235,166/mo (50% DSR)
Upfront cash ≈ HK$16.22M (deposit + AVD stamp duty HK$1,557,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,988
−HK$7,337/mo
▼ 0.25% · 3.875%
HK$120,627
−HK$3,698/mo
Today · 4.125%
HK$124,325
baseline
▲ 0.50% · 4.625%
HK$131,890
+HK$7,565/mo
Deposit HK$10.99M · loan HK$25.65M · min. income ≈ HK$248,650/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$1,557,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,149
−HK$7,031/mo
▼ 0.25% · 3.875%
HK$133,639
−HK$3,541/mo
Today · 4.125%
HK$137,180
baseline
▲ 0.50% · 4.625%
HK$144,411
+HK$7,231/mo
Deposit HK$10.99M · loan HK$25.65M · min. income ≈ HK$274,360/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$1,557,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,414
−HK$9,432/mo
▼ 0.25% · 3.875%
HK$155,092
−HK$4,754/mo
Today · 4.125%
HK$159,846
baseline
▲ 0.50% · 4.625%
HK$169,572
+HK$9,726/mo
Deposit HK$3.66M · loan HK$32.98M · min. income ≈ HK$319,692/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$1,557,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,334
−HK$9,040/mo
▼ 0.25% · 3.875%
HK$171,822
−HK$4,552/mo
Today · 4.125%
HK$176,374
baseline
▲ 0.50% · 4.625%
HK$185,671
+HK$9,297/mo
Deposit HK$3.66M · loan HK$32.98M · min. income ≈ HK$352,748/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$1,557,473 · Scale 2, in force from 26 Feb 2026)