LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,568
−HK$5,241/mo
▼ 0.25% · 3.875%
HK$86,168
−HK$2,641/mo
Today · 4.125%
HK$88,809
baseline
▲ 0.50% · 4.625%
HK$94,213
+HK$5,404/mo
Deposit HK$18.32M · loan HK$18.32M · min. income ≈ HK$177,618/mo (50% DSR)
Upfront cash ≈ HK$19.88M (deposit + AVD stamp duty HK$1,557,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,969
−HK$5,023/mo
▼ 0.25% · 3.875%
HK$95,462
−HK$2,530/mo
Today · 4.125%
HK$97,992
baseline
▲ 0.50% · 4.625%
HK$103,157
+HK$5,165/mo
Deposit HK$18.32M · loan HK$18.32M · min. income ≈ HK$195,984/mo (50% DSR)
Upfront cash ≈ HK$19.88M (deposit + AVD stamp duty HK$1,557,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,282
−HK$6,288/mo
▼ 0.25% · 3.875%
HK$103,401
−HK$3,169/mo
Today · 4.125%
HK$106,570
baseline
▲ 0.50% · 4.625%
HK$113,055
+HK$6,485/mo
Deposit HK$14.66M · loan HK$21.99M · min. income ≈ HK$213,140/mo (50% DSR)
Upfront cash ≈ HK$16.22M (deposit + AVD stamp duty HK$1,557,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,563
−HK$6,027/mo
▼ 0.25% · 3.875%
HK$114,555
−HK$3,035/mo
Today · 4.125%
HK$117,590
baseline
▲ 0.50% · 4.625%
HK$123,788
+HK$6,198/mo
Deposit HK$14.66M · loan HK$21.99M · min. income ≈ HK$235,180/mo (50% DSR)
Upfront cash ≈ HK$16.22M (deposit + AVD stamp duty HK$1,557,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,996
−HK$7,336/mo
▼ 0.25% · 3.875%
HK$120,635
−HK$3,697/mo
Today · 4.125%
HK$124,332
baseline
▲ 0.50% · 4.625%
HK$131,898
+HK$7,566/mo
Deposit HK$10.99M · loan HK$25.65M · min. income ≈ HK$248,664/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$1,557,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,156
−HK$7,032/mo
▼ 0.25% · 3.875%
HK$133,647
−HK$3,541/mo
Today · 4.125%
HK$137,188
baseline
▲ 0.50% · 4.625%
HK$144,420
+HK$7,232/mo
Deposit HK$10.99M · loan HK$25.65M · min. income ≈ HK$274,376/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$1,557,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,423
−HK$9,433/mo
▼ 0.25% · 3.875%
HK$155,102
−HK$4,754/mo
Today · 4.125%
HK$159,856
baseline
▲ 0.50% · 4.625%
HK$169,583
+HK$9,727/mo
Deposit HK$3.66M · loan HK$32.98M · min. income ≈ HK$319,712/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$1,557,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,344
−HK$9,041/mo
▼ 0.25% · 3.875%
HK$171,832
−HK$4,553/mo
Today · 4.125%
HK$176,385
baseline
▲ 0.50% · 4.625%
HK$185,683
+HK$9,298/mo
Deposit HK$3.66M · loan HK$32.98M · min. income ≈ HK$352,770/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$1,557,567 · Scale 2, in force from 26 Feb 2026)