LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,573
−HK$5,241/mo
▼ 0.25% · 3.875%
HK$86,173
−HK$2,641/mo
Today · 4.125%
HK$88,814
baseline
▲ 0.50% · 4.625%
HK$94,218
+HK$5,404/mo
Deposit HK$18.33M · loan HK$18.33M · min. income ≈ HK$177,628/mo (50% DSR)
Upfront cash ≈ HK$19.88M (deposit + AVD stamp duty HK$1,557,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,974
−HK$5,023/mo
▼ 0.25% · 3.875%
HK$95,468
−HK$2,529/mo
Today · 4.125%
HK$97,997
baseline
▲ 0.50% · 4.625%
HK$103,163
+HK$5,166/mo
Deposit HK$18.33M · loan HK$18.33M · min. income ≈ HK$195,994/mo (50% DSR)
Upfront cash ≈ HK$19.88M (deposit + AVD stamp duty HK$1,557,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,288
−HK$6,289/mo
▼ 0.25% · 3.875%
HK$103,407
−HK$3,170/mo
Today · 4.125%
HK$106,577
baseline
▲ 0.50% · 4.625%
HK$113,062
+HK$6,485/mo
Deposit HK$14.66M · loan HK$21.99M · min. income ≈ HK$213,154/mo (50% DSR)
Upfront cash ≈ HK$16.22M (deposit + AVD stamp duty HK$1,557,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,569
−HK$6,028/mo
▼ 0.25% · 3.875%
HK$114,561
−HK$3,036/mo
Today · 4.125%
HK$117,597
baseline
▲ 0.50% · 4.625%
HK$123,795
+HK$6,198/mo
Deposit HK$14.66M · loan HK$21.99M · min. income ≈ HK$235,194/mo (50% DSR)
Upfront cash ≈ HK$16.22M (deposit + AVD stamp duty HK$1,557,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,002
−HK$7,337/mo
▼ 0.25% · 3.875%
HK$120,642
−HK$3,697/mo
Today · 4.125%
HK$124,339
baseline
▲ 0.50% · 4.625%
HK$131,905
+HK$7,566/mo
Deposit HK$11.00M · loan HK$25.66M · min. income ≈ HK$248,678/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$1,557,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,164
−HK$7,032/mo
▼ 0.25% · 3.875%
HK$133,655
−HK$3,541/mo
Today · 4.125%
HK$137,196
baseline
▲ 0.50% · 4.625%
HK$144,428
+HK$7,232/mo
Deposit HK$11.00M · loan HK$25.66M · min. income ≈ HK$274,392/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$1,557,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,431
−HK$9,434/mo
▼ 0.25% · 3.875%
HK$155,111
−HK$4,754/mo
Today · 4.125%
HK$159,865
baseline
▲ 0.50% · 4.625%
HK$169,592
+HK$9,727/mo
Deposit HK$3.67M · loan HK$32.99M · min. income ≈ HK$319,730/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$1,557,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,354
−HK$9,041/mo
▼ 0.25% · 3.875%
HK$171,842
−HK$4,553/mo
Today · 4.125%
HK$176,395
baseline
▲ 0.50% · 4.625%
HK$185,693
+HK$9,298/mo
Deposit HK$3.67M · loan HK$32.99M · min. income ≈ HK$352,790/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$1,557,656 · Scale 2, in force from 26 Feb 2026)