LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,580
−HK$5,241/mo
▼ 0.25% · 3.875%
HK$86,180
−HK$2,641/mo
Today · 4.125%
HK$88,821
baseline
▲ 0.50% · 4.625%
HK$94,225
+HK$5,404/mo
Deposit HK$18.33M · loan HK$18.33M · min. income ≈ HK$177,642/mo (50% DSR)
Upfront cash ≈ HK$19.88M (deposit + AVD stamp duty HK$1,557,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,982
−HK$5,023/mo
▼ 0.25% · 3.875%
HK$95,475
−HK$2,530/mo
Today · 4.125%
HK$98,005
baseline
▲ 0.50% · 4.625%
HK$103,171
+HK$5,166/mo
Deposit HK$18.33M · loan HK$18.33M · min. income ≈ HK$196,010/mo (50% DSR)
Upfront cash ≈ HK$19.88M (deposit + AVD stamp duty HK$1,557,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,296
−HK$6,289/mo
▼ 0.25% · 3.875%
HK$103,415
−HK$3,170/mo
Today · 4.125%
HK$106,585
baseline
▲ 0.50% · 4.625%
HK$113,071
+HK$6,486/mo
Deposit HK$14.66M · loan HK$21.99M · min. income ≈ HK$213,170/mo (50% DSR)
Upfront cash ≈ HK$16.22M (deposit + AVD stamp duty HK$1,557,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,578
−HK$6,028/mo
▼ 0.25% · 3.875%
HK$114,570
−HK$3,036/mo
Today · 4.125%
HK$117,606
baseline
▲ 0.50% · 4.625%
HK$123,805
+HK$6,199/mo
Deposit HK$14.66M · loan HK$21.99M · min. income ≈ HK$235,212/mo (50% DSR)
Upfront cash ≈ HK$16.22M (deposit + AVD stamp duty HK$1,557,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,012
−HK$7,337/mo
▼ 0.25% · 3.875%
HK$120,651
−HK$3,698/mo
Today · 4.125%
HK$124,349
baseline
▲ 0.50% · 4.625%
HK$131,916
+HK$7,567/mo
Deposit HK$11.00M · loan HK$25.66M · min. income ≈ HK$248,698/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$1,557,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,174
−HK$7,033/mo
▼ 0.25% · 3.875%
HK$133,665
−HK$3,542/mo
Today · 4.125%
HK$137,207
baseline
▲ 0.50% · 4.625%
HK$144,440
+HK$7,233/mo
Deposit HK$11.00M · loan HK$25.66M · min. income ≈ HK$274,414/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$1,557,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,444
−HK$9,434/mo
▼ 0.25% · 3.875%
HK$155,123
−HK$4,755/mo
Today · 4.125%
HK$159,878
baseline
▲ 0.50% · 4.625%
HK$169,606
+HK$9,728/mo
Deposit HK$3.67M · loan HK$32.99M · min. income ≈ HK$319,756/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$1,557,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,367
−HK$9,042/mo
▼ 0.25% · 3.875%
HK$171,856
−HK$4,553/mo
Today · 4.125%
HK$176,409
baseline
▲ 0.50% · 4.625%
HK$185,708
+HK$9,299/mo
Deposit HK$3.67M · loan HK$32.99M · min. income ≈ HK$352,818/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$1,557,781 · Scale 2, in force from 26 Feb 2026)