LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,589
−HK$5,241/mo
▼ 0.25% · 3.875%
HK$86,189
−HK$2,641/mo
Today · 4.125%
HK$88,830
baseline
▲ 0.50% · 4.625%
HK$94,235
+HK$5,405/mo
Deposit HK$18.33M · loan HK$18.33M · min. income ≈ HK$177,660/mo (50% DSR)
Upfront cash ≈ HK$19.89M (deposit + AVD stamp duty HK$1,557,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,991
−HK$5,024/mo
▼ 0.25% · 3.875%
HK$95,485
−HK$2,530/mo
Today · 4.125%
HK$98,015
baseline
▲ 0.50% · 4.625%
HK$103,182
+HK$5,167/mo
Deposit HK$18.33M · loan HK$18.33M · min. income ≈ HK$196,030/mo (50% DSR)
Upfront cash ≈ HK$19.89M (deposit + AVD stamp duty HK$1,557,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,306
−HK$6,290/mo
▼ 0.25% · 3.875%
HK$103,426
−HK$3,170/mo
Today · 4.125%
HK$106,596
baseline
▲ 0.50% · 4.625%
HK$113,082
+HK$6,486/mo
Deposit HK$14.66M · loan HK$21.99M · min. income ≈ HK$213,192/mo (50% DSR)
Upfront cash ≈ HK$16.22M (deposit + AVD stamp duty HK$1,557,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,590
−HK$6,029/mo
▼ 0.25% · 3.875%
HK$114,582
−HK$3,037/mo
Today · 4.125%
HK$117,619
baseline
▲ 0.50% · 4.625%
HK$123,818
+HK$6,199/mo
Deposit HK$14.66M · loan HK$21.99M · min. income ≈ HK$235,238/mo (50% DSR)
Upfront cash ≈ HK$16.22M (deposit + AVD stamp duty HK$1,557,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,024
−HK$7,338/mo
▼ 0.25% · 3.875%
HK$120,664
−HK$3,698/mo
Today · 4.125%
HK$124,362
baseline
▲ 0.50% · 4.625%
HK$131,930
+HK$7,568/mo
Deposit HK$11.00M · loan HK$25.66M · min. income ≈ HK$248,724/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$1,557,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,188
−HK$7,034/mo
▼ 0.25% · 3.875%
HK$133,680
−HK$3,542/mo
Today · 4.125%
HK$137,222
baseline
▲ 0.50% · 4.625%
HK$144,455
+HK$7,233/mo
Deposit HK$11.00M · loan HK$25.66M · min. income ≈ HK$274,444/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$1,557,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,459
−HK$9,436/mo
▼ 0.25% · 3.875%
HK$155,140
−HK$4,755/mo
Today · 4.125%
HK$159,895
baseline
▲ 0.50% · 4.625%
HK$169,624
+HK$9,729/mo
Deposit HK$3.67M · loan HK$32.99M · min. income ≈ HK$319,790/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$1,557,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,385
−HK$9,043/mo
▼ 0.25% · 3.875%
HK$171,874
−HK$4,554/mo
Today · 4.125%
HK$176,428
baseline
▲ 0.50% · 4.625%
HK$185,728
+HK$9,300/mo
Deposit HK$3.67M · loan HK$32.99M · min. income ≈ HK$352,856/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$1,557,945 · Scale 2, in force from 26 Feb 2026)