LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,593
−HK$5,242/mo
▼ 0.25% · 3.875%
HK$86,193
−HK$2,642/mo
Today · 4.125%
HK$88,835
baseline
▲ 0.50% · 4.625%
HK$94,240
+HK$5,405/mo
Deposit HK$18.33M · loan HK$18.33M · min. income ≈ HK$177,670/mo (50% DSR)
Upfront cash ≈ HK$19.89M (deposit + AVD stamp duty HK$1,558,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,996
−HK$5,025/mo
▼ 0.25% · 3.875%
HK$95,490
−HK$2,531/mo
Today · 4.125%
HK$98,021
baseline
▲ 0.50% · 4.625%
HK$103,187
+HK$5,166/mo
Deposit HK$18.33M · loan HK$18.33M · min. income ≈ HK$196,042/mo (50% DSR)
Upfront cash ≈ HK$19.89M (deposit + AVD stamp duty HK$1,558,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,312
−HK$6,290/mo
▼ 0.25% · 3.875%
HK$103,432
−HK$3,170/mo
Today · 4.125%
HK$106,602
baseline
▲ 0.50% · 4.625%
HK$113,088
+HK$6,486/mo
Deposit HK$14.66M · loan HK$22.00M · min. income ≈ HK$213,204/mo (50% DSR)
Upfront cash ≈ HK$16.22M (deposit + AVD stamp duty HK$1,558,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,596
−HK$6,029/mo
▼ 0.25% · 3.875%
HK$114,589
−HK$3,036/mo
Today · 4.125%
HK$117,625
baseline
▲ 0.50% · 4.625%
HK$123,825
+HK$6,200/mo
Deposit HK$14.66M · loan HK$22.00M · min. income ≈ HK$235,250/mo (50% DSR)
Upfront cash ≈ HK$16.22M (deposit + AVD stamp duty HK$1,558,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,030
−HK$7,339/mo
▼ 0.25% · 3.875%
HK$120,670
−HK$3,699/mo
Today · 4.125%
HK$124,369
baseline
▲ 0.50% · 4.625%
HK$131,937
+HK$7,568/mo
Deposit HK$11.00M · loan HK$25.66M · min. income ≈ HK$248,738/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$1,558,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,195
−HK$7,034/mo
▼ 0.25% · 3.875%
HK$133,687
−HK$3,542/mo
Today · 4.125%
HK$137,229
baseline
▲ 0.50% · 4.625%
HK$144,462
+HK$7,233/mo
Deposit HK$11.00M · loan HK$25.66M · min. income ≈ HK$274,458/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$1,558,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,467
−HK$9,436/mo
▼ 0.25% · 3.875%
HK$155,148
−HK$4,755/mo
Today · 4.125%
HK$159,903
baseline
▲ 0.50% · 4.625%
HK$169,633
+HK$9,730/mo
Deposit HK$3.67M · loan HK$32.99M · min. income ≈ HK$319,806/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$1,558,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,393
−HK$9,044/mo
▼ 0.25% · 3.875%
HK$171,883
−HK$4,554/mo
Today · 4.125%
HK$176,437
baseline
▲ 0.50% · 4.625%
HK$185,737
+HK$9,300/mo
Deposit HK$3.67M · loan HK$32.99M · min. income ≈ HK$352,874/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$1,558,027 · Scale 2, in force from 26 Feb 2026)