LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,596
−HK$5,242/mo
▼ 0.25% · 3.875%
HK$86,196
−HK$2,642/mo
Today · 4.125%
HK$88,838
baseline
▲ 0.50% · 4.625%
HK$94,243
+HK$5,405/mo
Deposit HK$18.33M · loan HK$18.33M · min. income ≈ HK$177,676/mo (50% DSR)
Upfront cash ≈ HK$19.89M (deposit + AVD stamp duty HK$1,558,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,999
−HK$5,025/mo
▼ 0.25% · 3.875%
HK$95,493
−HK$2,531/mo
Today · 4.125%
HK$98,024
baseline
▲ 0.50% · 4.625%
HK$103,191
+HK$5,167/mo
Deposit HK$18.33M · loan HK$18.33M · min. income ≈ HK$196,048/mo (50% DSR)
Upfront cash ≈ HK$19.89M (deposit + AVD stamp duty HK$1,558,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,315
−HK$6,290/mo
▼ 0.25% · 3.875%
HK$103,435
−HK$3,170/mo
Today · 4.125%
HK$106,605
baseline
▲ 0.50% · 4.625%
HK$113,092
+HK$6,487/mo
Deposit HK$14.66M · loan HK$22.00M · min. income ≈ HK$213,210/mo (50% DSR)
Upfront cash ≈ HK$16.22M (deposit + AVD stamp duty HK$1,558,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,599
−HK$6,029/mo
▼ 0.25% · 3.875%
HK$114,592
−HK$3,036/mo
Today · 4.125%
HK$117,628
baseline
▲ 0.50% · 4.625%
HK$123,829
+HK$6,201/mo
Deposit HK$14.66M · loan HK$22.00M · min. income ≈ HK$235,256/mo (50% DSR)
Upfront cash ≈ HK$16.22M (deposit + AVD stamp duty HK$1,558,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,034
−HK$7,339/mo
▼ 0.25% · 3.875%
HK$120,674
−HK$3,699/mo
Today · 4.125%
HK$124,373
baseline
▲ 0.50% · 4.625%
HK$131,941
+HK$7,568/mo
Deposit HK$11.00M · loan HK$25.66M · min. income ≈ HK$248,746/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$1,558,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,199
−HK$7,034/mo
▼ 0.25% · 3.875%
HK$133,691
−HK$3,542/mo
Today · 4.125%
HK$137,233
baseline
▲ 0.50% · 4.625%
HK$144,467
+HK$7,234/mo
Deposit HK$11.00M · loan HK$25.66M · min. income ≈ HK$274,466/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$1,558,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,472
−HK$9,436/mo
▼ 0.25% · 3.875%
HK$155,152
−HK$4,756/mo
Today · 4.125%
HK$159,908
baseline
▲ 0.50% · 4.625%
HK$169,638
+HK$9,730/mo
Deposit HK$3.67M · loan HK$32.99M · min. income ≈ HK$319,816/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$1,558,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,399
−HK$9,044/mo
▼ 0.25% · 3.875%
HK$171,888
−HK$4,555/mo
Today · 4.125%
HK$176,443
baseline
▲ 0.50% · 4.625%
HK$185,743
+HK$9,300/mo
Deposit HK$3.67M · loan HK$32.99M · min. income ≈ HK$352,886/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$1,558,075 · Scale 2, in force from 26 Feb 2026)