LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,601
−HK$5,242/mo
▼ 0.25% · 3.875%
HK$86,201
−HK$2,642/mo
Today · 4.125%
HK$88,843
baseline
▲ 0.50% · 4.625%
HK$94,249
+HK$5,406/mo
Deposit HK$18.33M · loan HK$18.33M · min. income ≈ HK$177,686/mo (50% DSR)
Upfront cash ≈ HK$19.89M (deposit + AVD stamp duty HK$1,558,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,005
−HK$5,025/mo
▼ 0.25% · 3.875%
HK$95,499
−HK$2,531/mo
Today · 4.125%
HK$98,030
baseline
▲ 0.50% · 4.625%
HK$103,197
+HK$5,167/mo
Deposit HK$18.33M · loan HK$18.33M · min. income ≈ HK$196,060/mo (50% DSR)
Upfront cash ≈ HK$19.89M (deposit + AVD stamp duty HK$1,558,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,321
−HK$6,291/mo
▼ 0.25% · 3.875%
HK$103,442
−HK$3,170/mo
Today · 4.125%
HK$106,612
baseline
▲ 0.50% · 4.625%
HK$113,099
+HK$6,487/mo
Deposit HK$14.67M · loan HK$22.00M · min. income ≈ HK$213,224/mo (50% DSR)
Upfront cash ≈ HK$16.22M (deposit + AVD stamp duty HK$1,558,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,606
−HK$6,030/mo
▼ 0.25% · 3.875%
HK$114,599
−HK$3,037/mo
Today · 4.125%
HK$117,636
baseline
▲ 0.50% · 4.625%
HK$123,837
+HK$6,201/mo
Deposit HK$14.67M · loan HK$22.00M · min. income ≈ HK$235,272/mo (50% DSR)
Upfront cash ≈ HK$16.22M (deposit + AVD stamp duty HK$1,558,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,041
−HK$7,340/mo
▼ 0.25% · 3.875%
HK$120,682
−HK$3,699/mo
Today · 4.125%
HK$124,381
baseline
▲ 0.50% · 4.625%
HK$131,949
+HK$7,568/mo
Deposit HK$11.00M · loan HK$25.66M · min. income ≈ HK$248,762/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$1,558,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,207
−HK$7,035/mo
▼ 0.25% · 3.875%
HK$133,699
−HK$3,543/mo
Today · 4.125%
HK$137,242
baseline
▲ 0.50% · 4.625%
HK$144,476
+HK$7,234/mo
Deposit HK$11.00M · loan HK$25.66M · min. income ≈ HK$274,484/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$1,558,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,481
−HK$9,437/mo
▼ 0.25% · 3.875%
HK$155,162
−HK$4,756/mo
Today · 4.125%
HK$159,918
baseline
▲ 0.50% · 4.625%
HK$169,649
+HK$9,731/mo
Deposit HK$3.67M · loan HK$33.00M · min. income ≈ HK$319,836/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$1,558,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,409
−HK$9,045/mo
▼ 0.25% · 3.875%
HK$171,899
−HK$4,555/mo
Today · 4.125%
HK$176,454
baseline
▲ 0.50% · 4.625%
HK$185,755
+HK$9,301/mo
Deposit HK$3.67M · loan HK$33.00M · min. income ≈ HK$352,908/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$1,558,173 · Scale 2, in force from 26 Feb 2026)